Hard-up Americans are now taking out loans
to pay for GROCERIES using 'buy now, pay
later' apps which offer instant credit
but can charge hefty fees for late payments
Posted By: Ribicon, 8/31/2022 9:12:36 PM
A growing number of Americans are using 'buy now, pay later' services to purchase basic goods such as groceries, raising concerns about consumers taking on more debt. Installment-pay services such as Klarna and Afterpay offer interest-free short-term loans to cover purchases, but the fines for late payments can be steep, and critics fear their ease of use could lure shoppers into dangerous debt.(Snip)Chipotle is one of the restaurant chains that partners with Zip, allowing hungry Americans to put 25 percent down on a burrito and pay off the remaining installments over six weeks. Supporters of the buy now pay later (BNPL) industry say
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Dr. Anthony Fauci is now warning of a “pretty bad flu season,” urging Americans to get flu shots when they become available this year. Fauci, the director of the National Institute of Allergy and Infectious Diseases (NIAID), chief of the NIAID Laboratory of Immunoregulation, and chief medical adviser to President Joe Biden, is stepping down after the midterm elections and warned in an interview this week that the U.S. is expected to face a “pretty bad flu season” this year. “We should be prepared for that superimposed upon what I hope is the residual and not another spike of COVID,” Fauci said, according to Bloomberg. “We better pay attention.”
The Bank of America announced it will not require down payments on loans in certain primarily Black and Hispanic neighborhoods in five U.S. cities. The new program from Bank of America is “aimed at helping first-time homebuyers in Black and Hispanic neighborhoods by offering mortgages that don’t require down payments, closing costs or minimum credit scores,” according to Bloomberg. The loans will also not require mortgage insurance. The trial program is being rolled out “in certain Black/African American and/or Hispanic-Latino neighborhoods” in five U.S. cities: Detroit; Miami; Los Angeles; Dallas; and Charlotte, North Carolina. Dubbed the “Community Affordable Loan Solution,” the program will determine eligibility
An academic in Belgium has come under fire for an unearthed “research” paper in which he admits to being a paedophile and argues that society should be more tolerant of “minor-attracted persons” and that the LGBTQ+ community should accept peadophiles as a “sexual minority.” An academic paper published earlier this year on the website Controversial Ideas by “Brecht Vaerwaeter”—a pseudonym apparently used to protect the author from criminal prosecution—argues that paedophilia should be classified as just another sexual orientation and that “minor-attracted persons” (MAPs) should be accepted by society. He argues that “many men, as well as some women, are attracted almost exclusively to minors” and therefore
Democrats and Republicans agree on one thing, according to a new poll: Democracy is under threat. The Quinnipiac University poll, published on Wednesday, found that some 67 percent of all of those surveyed believed that democracy was in danger. That total included 72 percent of registered Democratic voters and 70 percent of Republicans. Details were published just ahead of a major set-piece speech on Thursday by President Joe Biden on what the White House bills as the 'battle for the soul of the nation,' in which he is expected to blast Donald Trump and his allies for undermining the nation's democracy.(Snip)'In a rare moment of agreement, Americans coalesce
Don't panic! LA public officials accidentally
broadcast TV warning telling ENTIRE city
to evacuate 16 replies
broadcast TV warning telling ENTIRE city
to evacuate 16 replies
Los Angeles County residents were in for quite a scare as they accidentally received an emergency evacuation notice on their TVs.
An evacuation order for Eastern North Pacific Ocean, Guadalupe Island, Los Angeles, and Ventura County was issued at around 5pm on Wednesday. However, a little over an hour later, authorities pulled the notice and the Ventura County Sheriff's Office later announced it was 'sent in error by the County of Los Angeles.' 'There is no threat to Ventura County at this time and no need for residents to evacuate,' the Sheriff's Office wrote on Twitter. But that didn't stop residents from freaking out over the 'scary' situation,
President Biden has formally announced plans to give civilian federal employees a pay raise next year, an election-year promise bound to please government workers struggling with high inflation like the rest of the voters. In a letter to congressional leadership, Mr. Biden said civilian federal employees will see an average 4.6% boost in pay beginning Jan. 1, consistent with his 2023 budget proposal in the spring. The raise includes an across-the-board 4.1% increase and locality pay that will increase by an average of 0.5%. Mr. Biden cited a growing pay gap between federal civilian and private sector employees that have led to recruitment and retention challenges
A growing number of Americans are using 'buy now, pay later' services to purchase basic goods such as groceries, raising concerns about consumers taking on more debt. Installment-pay services such as Klarna and Afterpay offer interest-free short-term loans to cover purchases, but the fines for late payments can be steep, and critics fear their ease of use could lure shoppers into dangerous debt.(Snip)Chipotle is one of the restaurant chains that partners with Zip, allowing hungry Americans to put 25 percent down on a burrito and pay off the remaining installments over six weeks. Supporters of the buy now pay later (BNPL) industry say
Longmont, Colo.—Nearly everything was lost in the firebombing of the Life Choices Pregnancy Medical Center, but Executive Director Kathy Roberts goes back to the little things as she takes stock of the damage. The gift bags and boxes filled with baby items that had just been decorated by a local artist. The “beautiful art deco clock” hanging over the fireplace. The children’s clothing that survived the fire but was too smoky to save.(Snip)Video showed the firebombers wore dark hoodies, carried backpacks and rode bikes. One of the neighbors reported hearing a “loud boom,” she said, an indication that the perpetrators used an incendiary device
About 60 high schools across the nation will offer a new Advance Placement African American studies course this fall that includes lessons on black pride, black power and black feminism.
Although the College Board, which approved the pilot program, declined to release a syllabus or name the schools that will be teaching the course, Marlon Williams-Clark, a history teacher at the Florida State University Schools, identified himself as one of the instructors for the new course, The New York Times reported.
Williams-Clark, 35, said the course would be a deep dive into African American history, but some fear the AP course could be a ploy to teach
Electric shock: Spike in U.K. energy prices
push cost of running EVs above gas-powered cars 23 replies
push cost of running EVs above gas-powered cars 23 replies
Charging electric vehicles in Britain soon will be more expensive than filling up gasoline-powered cars thanks to soaring electricity costs—an economic switcheroo that could be a harbinger of shrinking financial benefits for Americans who go green. British energy regulators told electricity consumers to expect to pay 80% more beginning Oct. 1. The national price cap on residential electricity will send the average bill from about $190 per month to an estimated $343 per month, or more than $4,000 per year. The shocking price hike stems from the nation’s limited reserves and Russia’s cutoff of one of the region’s major sources of electricity generation: natural gas.
The National Security Agency and Cyber Command have activated their Election Security Group tasked with disrupting foreign cyberattackers aiming to hack or interfere with the upcoming midterm elections, assembling a team to combat threats coming from China, Iran and Russia. The group uses its foreign signals and intelligence collection capabilities to identify attackers and their intent and then fights against attackers by exposing them publicly, making their financial costs skyrocket, and by deploying other techniques.
“Thousands of people are going to work every day to defend the elections from foreign threats, from generating insights to sharing information to imposing costs by degrading and disrupting foreign adversary activity,” Katrina Cheesman, Election Security
Feds can’t say what happened to Afghan
evacuees in U.S. who were security risks,
not fully vetted 7 replies
evacuees in U.S. who were security risks,
not fully vetted 7 replies
The Biden administration is still allowing Afghans to reach the U.S. without checking them through a key Defense Department database that could help weed out national security risks, according to senators.(Snip)Those who are tracking the matter say there are plenty of worrying signs. “Some of them have no IDs, some of them are created on the spot using whatever they said their name was,” one Senate investigator said. “What we know is frightening. And what we know we don’t know is absolutely overwhelming.” As an example, he pointed to the startling number of Afghans who are now listed with Jan. 1 birthdays. It turns out that exact birth dates
Most Active Articles (last 48 hours)
“Go woke, go broke” is the slogan that keeps on giving. The latest installment of woke, politically active retailers now facing financial ruin in the form of shuttering stores and mass layoffs is none other than conservative-hating Bed Bath & Beyond.
According to CNBC, the retailer announced this week that it will close down 150 namesake stores, as well as plans to hand out pink slips to a whopping 20% of its workforce, mostly in the supply chain and corporate sectors of the business. The moves were announced ahead of an expected investor update on Wednesday in the company’s seemingly desperate bid to stay afloat.
As you’ll recall, BBB made headlines
Hillary Clinton may have been a 2016 presidential candidate, the former First Lady and U.S. Secretary of State, but now she’s making the rounds in the film industry.
The 74-year-old made a rare appearance at the Venice Film Festival on Wednesday and her attendance confused some who wondered why she was there.
Clinton posed on the red carpet for the premiere of director Noah Baumbach’s forthcoming Netflix film, “White Noise.” She ditched her usual pantsuit look and instead donned a baby blue kaftan and shiny flats for the evening.
New York Democrats Make Times Square a
Gun-Free Zone, Even for Concealed Carry
Permit Holders 42 replies
Gun-Free Zone, Even for Concealed Carry
Permit Holders 42 replies
As part of their response to the Supreme Court’s (SCOTUS) ruling in NYSRPA v. Bruen, New York Democrats secured legislation making Times Square a gun-free zone, even barring concealed carry permit holders from carrying for self-defense.
On June 23 Breitbart News reported SCOTUS’s Bruen ruling, which struck down New York’s proper cause requirement for concealed carry.
New York Gov. Kathy Hochul (D) and the state’s Democrat-run legislature responded by enacting numerous new gun controls, including a list of “sensitive” areas where the carrying of guns would be prohibited.
White House press secretary Karine Jean-Pierre criticized five Republicans by name as representatives of the "extreme wing" of the party who are attacking democracy.
Her comments came while discussing President Joe Biden's Thursday night address regarding the "soul of our nation," and she specifically pointed to Reps. Paul Gosar (AZ), Marjorie Taylor Greene (GA), Madison Cawthorn (NC), Gov. Ron DeSantis (FL), and former President Donald Trump of carrying out "attacks on our core values as a country."
President Biden has formally announced plans to give civilian federal employees a pay raise next year, an election-year promise bound to please government workers struggling with high inflation like the rest of the voters. In a letter to congressional leadership, Mr. Biden said civilian federal employees will see an average 4.6% boost in pay beginning Jan. 1, consistent with his 2023 budget proposal in the spring. The raise includes an across-the-board 4.1% increase and locality pay that will increase by an average of 0.5%. Mr. Biden cited a growing pay gap between federal civilian and private sector employees that have led to recruitment and retention challenges
While speaking in Wilkes-Barre, Pennsylvania, on Tuesday President Biden said, “The bullet out of an AR-15 travels five times as rapidly as a bullet shot out of any other gun.”
Ironically, on June 30, 2022, Field & Stream did an in-depth look at the “Five Fastest Rifle Cartridges” and the two AR-15 rounds, .223 and 5.56, did not even make the cut.
Here are the top rounds, as listed by Field & Stream, and the feet per second (fps) they travel upon being fired:
.220 Swift — A 40-Grain .220 Swift round moves approx. 4,300 fps.
.257 Weatherby Magnum —
Donald Trump, who said two weeks ago "the temperature has to be brought down" in this country, is raising it to heights that would burst the thermometer.
He’s gone on what we would call an angry tweetstorm, if he was still on Twitter, pumping out three dozen postings and repostings on his far smaller Truth Social app.
Then Trump drops the hammer: "REMEDY: Declare the rightful winner, or, and this would be the minimal solution, declare the 2020 Election irreparably compromised and have a new Election, immediately!"
We’ve been seeing a lot of FBI folks coming forward to blow the whistle on the politicization of the bureau, including accusations that they’ve been biased in shutting down lines of investigation against Hunter Biden and biased in opening them up regarding President Donald Trump. We saw that one person accused of bias by the whistleblowers has now been shown the door — Timothy Thibault, who was allegedly involved at different points both in investigations against Trump and Hunter Biden.
But it sounds like the whistleblowers might be making the Biden Administration nervous with what they’re revealing.
Democratic House Speaker Nancy Pelosi repeatedly said abortion restrictions are “sinful,” standing in direct contradiction to her Catholic faith.
Pelosi made the comments during an Aug. 26 Roundtable on Women’s Reproductive Health at the University of California, San Francisco. (snip) Pelosi has referred to herself as a “devout Catholic” despite the conflict between her stance on abortion and the Roman Catholic Church’s teaching on the issue. The church teaches that abortion is a “moral evil” and “gravely wrong” because “human life begins at conception,” according to the U.S. Conference of Catholic Bishops.
A Nobel Prize-winning German developmental biologist called the transgender movement’s claims “unscientific” and “nonsense,” and their plans to let teenagers determine their own gender “madness.”
In an interview published last week by the German feminist magazine EMMA, Dr. Christiane Nüsslein-Volhard cited hard scientific facts to counter the trendy notion that there are multiple genders.
“All mammals have two sexes, and man is a mammal,” she explained. “There’s the one sex that produces the eggs, has two X chromosomes. That’s called female. And there’s the other one that makes the sperm, has an X and a Y chromosome. That’s called male.”
California asks residents not to charge
electric vehicles, days after announcing
gas car ban 30 replies
electric vehicles, days after announcing
gas car ban 30 replies
CALIFORNIA (WTVO) — With California’s power grid under strain due to extreme heat and high demand, the utility grid operator is asking residents to avoid charging their electric vehicles. This comes days after the state announced a plan to ban the sale of gas-powered cars by 2035.
The California Independent System Operator is asking residents for “voluntary energy conservation” over the Labor Day weekend.
Despite the leftist mainstream media’s best efforts to portray Joe Biden as a rejuvenated president ready to lead his party to midterm glories, the aged and increasingly befogged Biden keeps sidetracking the fake news narrative with his own words and misdeeds.
“An alleged diary from Ashley Biden exposed Joe Biden as a creep who took naked showers with his daughter at an inappropriate age.”
Joe Biden should not be talking to children. He shouldn’t be talking to or about teenagers, either. Quite frankly, he oughtn’t address or talk about anyone under the age of 21 for the remainder of his presidency.
Comments:
"I would gladly pay you Tuesday for a burrito today." The NYT article details the sorrows of a tattooed man whose student loans we're about to pay off, and who used one of these apps to buy groceries for his sister and his sister's girlfriend. Imagine what such a person might look like, then take a look and see how close you have it nailed. Maybe one day we'll pay off these loans too.