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Kamala Harris proposes $100 billion
plan for black homeownership

Original Article

Posted By: NorthernDog, 7/6/2019 2:16:36 PM

Kamala Harris, calling on the nation to “deal with the racial wealth gap,” on Saturday proposed a $100 billion federal program to help black people buy homes. The California senator said the plan, which would provide down payment and closing cost assistance of up to $25,000 to people renting or living in historically red-lined communities, would help some 4 million home-buyers. The plan’s release comes as Harris surges in Democratic presidential primary polls following a debate last week in which she chastised former Vice President Joe Biden for his past opposition to busing and former associations with segregationist senators. The

Comments:

How does this work with mixed-race couples (like her own marriage). Does the family get half a house?

Post Reply

Reply 1 - Posted by: Wendybird 7/6/2019 2:21:28 PM (No. 115837)
100 Billion is nothing when you are spending other people’s money.
26 people like this.

Reply 2 - Posted by: Upright2 7/6/2019 2:25:08 PM (No. 115841)
such bullshit
41 people like this.

Reply 3 - Posted by: franq 7/6/2019 2:26:48 PM (No. 115842)
Probably the most racist and discriminatory proposal I have ever heard.
51 people like this.

Reply 4 - Posted by: Southron 7/6/2019 2:28:00 PM (No. 115845)
$100 billion for black ownership - $17 trillion for reparations - and where does this money come from?
28 people like this.

Reply 5 - Posted by: heartsurgeon 7/6/2019 2:28:22 PM (No. 115846)
Does Rachel Dolezal qualify? Why not??
21 people like this.

Reply 6 - Posted by: jntsrgn 7/6/2019 2:28:43 PM (No. 115847)
How did those no money down, 110% of price, no income verification loans work out already?
43 people like this.

Reply 7 - Posted by: Safari Man 7/6/2019 2:31:48 PM (No. 115850)
Wasn’t it this sort of thing that caused the subprime mortgage crisis and the collapse of the financial industry?
59 people like this.

Reply 8 - Posted by: Jerseyden 7/6/2019 2:34:08 PM (No. 115855)
I hope she understands the pres should be for all people not just blacks. Obama never understood this and looks like she doesn’t either.
28 people like this.

Reply 9 - Posted by: saguni 7/6/2019 2:41:23 PM (No. 115859)
What an ill-conceived boondoggle!! Most people who have always been renters have no idea what home ownership entails. It goes beyond being responsible for keeping the lawn mowed to planning ahead for appliance repairs, knowing when to repaint the outside to maintain the home, learning how to do simple plumbing repairs or saving the money to pay plumbers, electricians, handymen, and a plethora of other things that suddenly need a month's worth of paychecks one doesn't have.
24 people like this.

Reply 10 - Posted by: john56 7/6/2019 2:41:53 PM (No. 115861)
I gotta go get one of those 23andme tests. If I can find even a drop of African blood, I'm gonna be a rich man ... free house, reparations, at the top of all the hiring lists. Hey, it worked for Elizabeth Warren, and she didn't have any proof!
19 people like this.

Reply 11 - Posted by: bighambone 7/6/2019 2:45:38 PM (No. 115866)
This latest Harris proposed income redistribution social welfare government program would result in another Sub-Prime mortgage disaster when the on welfare or low income Black folks cannot thereafter service their loans. Sounds like another Obama like designed attempt to move millions of Black folks out of the inner city ghettos into middle class suburban neighborhoods, a process that is bound to destroy those areas economically, and give the Democrat socialists a much better chance of becoming politically dominant in those impacted suburban areas.
21 people like this.

Reply 12 - Posted by: aasilver 7/6/2019 2:49:11 PM (No. 115870)
This slut (aka Willie Brown's squeeze) thinks that by pandering to the African-American community she will get them to vote for her. She may be correct but she is going to see a backlash that will make her head spin. Even dumb white and Hispanic Democrats will see through her. She was a predator with Willie's willie but it won't work with the white and Hispanic community.
21 people like this.

Reply 13 - Posted by: Toby Ten Bears 7/6/2019 2:50:31 PM (No. 115872)
Gits 'em a chicken in ebery pot and some corn pone and wine... don't fergit da wine!
6 people like this.

Reply 14 - Posted by: bad-hair 7/6/2019 3:02:54 PM (No. 115877)
Come on Y'all. Think of all the bus fare we'll save.
7 people like this.

Reply 15 - Posted by: jalo1951 7/6/2019 3:12:08 PM (No. 115887)
No way. They can used their "slave reparations even though I was never a slave and have already collected billions in welfare payments" for their down payment. Or do it the old fashion way. Work and save.
10 people like this.

Reply 16 - Posted by: Chuzzles 7/6/2019 3:24:40 PM (No. 115894)
Somebody needs to tell her how this same idea that was implemented by the Clinton Reno administration nearly broke the biggest banks who dealt with mortgages. The scandal that the Clinton housing boom was still hasn't been fully exposed to the sunshine yet. We do not need another arm twisting president, bent on destroying more banks.
14 people like this.

Reply 17 - Posted by: enemyofthestate 7/6/2019 3:30:27 PM (No. 115897)
Apparently their is no limit on what comes out of Dems' mouths.... strictly stream of thought with no filter in their brains.
6 people like this.

Reply 18 - Posted by: Rather Read 7/6/2019 3:31:49 PM (No. 115898)
My black neighbors worked hard and saved for their own homes. I live in an older neighborhood that is quite diverse. We are united in love of our hometown and pride in our neighborhood. As it should be.
20 people like this.

Reply 19 - Posted by: Upright2 7/6/2019 3:32:25 PM (No. 115900)
Didn't we already do this and it led to houses being sold over true market value by speculators because: "free money" (i.e. no downpayment)! That was only 11 years ago.. where was Kamala then?
11 people like this.

Reply 20 - Posted by: MOAB 7/6/2019 3:32:35 PM (No. 115901)
If blacks want to improve their lot in life they can do as I did. Get an education, work hard 10 to 14 hours a day, never give up, provide a service, and you can make a good living for your family. If you are not willing to do that and just want everything handed to you.......go pound sand!
23 people like this.

Reply 21 - Posted by: davew 7/6/2019 3:42:58 PM (No. 115909)
As stated above this idea was the basis for the Community Redevelopment Act (CRA) that made low interest loans available to people in black neighborhoods that couldn't meet the traditional loan qualifications for Fannie and Freddie prime loans. The rationale was that blacks were being discriminated against by prime lenders but later analysis clearly showed that the default rates on the prime loans were comparable between whites and blacks with similar credit scores. If blacks were being discriminated against then only super credit worthy blacks would have qualified and their default rate would have been much less than white borrowers. When the government regulated and insured agencies (Freddie and Fannie) started mixing the prime loans with the sub-prime and the default rates skyrocketed big banks that had repurchased the loans from them had to reprice their assets and it triggered the whole financial crisis. If Kamala Harris does not remember or understand this then she is clearly not qualified to be President.
21 people like this.

Reply 22 - Posted by: ronniethek 7/6/2019 4:01:25 PM (No. 115918)
Ms Harris has disqualified herself from higher office with this one. In any event if she wins the nomination mark today as the day SHE LOST THE ELECTION TO TRUMP IN A MCGOVERN/MONDALE STYLE BLOWOUT She is a total disgrace. We don't bear any responsibility collectively for black folks who underachieve. SORRY THAT'S THE FACT.
13 people like this.

Reply 23 - Posted by: Moritz55 7/6/2019 4:13:51 PM (No. 115929)
This isn’t a serious proposal. Kamala is just trying to secure her base. I think they’ll see through it, though.
4 people like this.

Reply 24 - Posted by: rochow 7/6/2019 4:31:54 PM (No. 115935)
Of course within a month they will look like run down shacks!
4 people like this.

Reply 25 - Posted by: watlines 7/6/2019 4:37:01 PM (No. 115938)
I guess she trumps Herbert Hoover's "a chicken in every pot and a car in every garage " promise with this offer of OPM. How about throwing in the car, too, you cheapskate? And a week in Aruba.
4 people like this.

Reply 26 - Posted by: RenoVet68 7/6/2019 4:38:18 PM (No. 115939)
Try to blow up that lead balloon.
3 people like this.

Reply 27 - Posted by: Rama41 7/6/2019 4:43:02 PM (No. 115944)
Sounds unconstitutional. Also, what is a "historically redlined community"? As others pointed out, that's what led to the subprime mortgage crisis.
2 people like this.

Reply 28 - Posted by: Rotten in Denmark 7/6/2019 4:48:20 PM (No. 115949)
Jest ‘nuther racist pig who slept her way to the top of the rat heap. Yawn.
6 people like this.

Reply 29 - Posted by: tsquare 7/6/2019 4:55:05 PM (No. 115953)
Seriously, this type of Liam is what the FHA was designed for....marginal credit risks, a little skin in the game ( 3.5% down payment and closing costs) a little mortgage insurance until an equity was built. The disaster that Harris proposes was tried...it failed ...as others have posted
6 people like this.

Reply 30 - Posted by: LC Chihuahua 7/6/2019 5:07:34 PM (No. 115958)
This has been tried before. The housing market had massive foreclosures when people could not pay their mortgages. Why do blacks need preferential treatment? Can't they make it on their own? Apparently Camel Harris thinks so.
7 people like this.

Reply 31 - Posted by: Griller1 7/6/2019 5:12:52 PM (No. 115964)
The Kamala Harris new and improved Community Reinvestment Act. This should be great. Maybe it will implode even faster than the last one, especially when the borrowers aren't able to pay off their loans in record times.
3 people like this.

Reply 32 - Posted by: Quigley 7/6/2019 5:13:29 PM (No. 115965)
Hey, I'm black. My grandmother said so, something about my cheekbones. Where do I get my free house?
7 people like this.

Reply 33 - Posted by: rockeysroomie 7/6/2019 5:24:38 PM (No. 115973)
Money grows on trees is what Democrats think.
6 people like this.

Reply 34 - Posted by: coldoc 7/6/2019 5:27:32 PM (No. 115975)
I remember pruitt-igoe in st louis. In six months all the windows were blown out and the toilets littered the lawns. It was soon a no-go zone for the po-po.
2 people like this.

Reply 35 - Posted by: DeplorableVet 7/6/2019 5:53:46 PM (No. 115988)
So 50+ years of affirmative action wasn't enough? If you can't succeed in this country, you have only yourself to blame.
7 people like this.

Reply 36 - Posted by: lakerman1 7/6/2019 6:00:27 PM (No. 115994)
#27, I did a quick search, and while Hoover is always blamed for saying that chicken/pot thing, he never said it. Some over enthusiastic RNC employee published a flyer saying it. As for Kamala Sutra, her pandering for the black vote is almost humorous. (Hoover, a self made man, was not too big on government giveaways, and saw the role of the federal government to be limited.)
1 person likes this.

Reply 37 - Posted by: mizzmac 7/6/2019 6:05:52 PM (No. 115997)
What message does this plan send? You are unable to do for yourself; you are less than; you are a victim; you need the democratic socialists to herd you onto their plantation and enslave you for your vote. She should be ashamed.
5 people like this.

Reply 38 - Posted by: Pepper Tree 7/6/2019 6:18:55 PM (No. 116000)
Here’s Whitey’s secret for having a house, Kamala. Get a job, save money for a down-payment, pay your bills, maintain the property and stay married. Feel free to let the black community in on the big secret, Senator, but don’t expect my money to buy some felon-raising free-loader a house that she’ll destroy.
8 people like this.

Reply 39 - Posted by: droopydog 7/6/2019 6:41:45 PM (No. 116008)
It's already been tried. Someone remind Queen Kamala about the 2008 sub-prime meltdown.
2 people like this.

Reply 40 - Posted by: Vincent Vega 7/6/2019 6:44:05 PM (No. 116011)
#22 is spot on. This has been tried before, and if you remember the driver behind it was BARNEY FRANK of all people. The banks were partially at fault, but the root cause was the law (CRA) that mandated them to loan money to high risk, low income borrowers (0% down, never mind your credit score). The mortgage companies were granting loans with their eyes closed because they were off-loading the risk to Wall Street, who bundled them up and sold them as mortgage backed securities. That almost lead to another great depression due to liberal social engineering, just like it always does! But hey, whatever it takes to get votes I suppose.
3 people like this.

Reply 41 - Posted by: anonymous 7/6/2019 6:44:19 PM (No. 116013)
There is a bigger wealth gap betwern Kamala Harris and the black community. Just look at the value of her estate.
1 person likes this.

Reply 42 - Posted by: DVC 7/6/2019 6:45:43 PM (No. 116014)
How about this idea? Got to a trade school or a college, learn a skill that is in demand. Work hard, and save money and make a down payment on a small home. After 10 years or so, with saving more money, move up to a nicer and larger home. Nah, WAY too crazy......how many blacks will want to get a real skill and work hard? Apparently, only a small fraction of them. Drop dead, Kamel-face.
1 person likes this.

Reply 43 - Posted by: Califedup 7/6/2019 6:54:16 PM (No. 116019)
Like some hopelessly addicted crack crazed ho on a street corner in Oakland hustling for a few bucks, Kamala be doin' anything for de black vote.
2 people like this.

Reply 44 - Posted by: Strike3 7/6/2019 7:08:41 PM (No. 116028)
What a stupid, pathetic woman. This was just tried in 2007 with Dodd/Frank and caused a housing crisis that lasted for a couple of years. Bottom line, if you don't work and pay for your own house, you will abuse the privilege, give it back to the bank and others will have to make up for your laziness. We all know the outcome to this little giveaway. This female is a dangerous idiot. Second opinion, she's ugly too.
4 people like this.

Reply 45 - Posted by: doctorfixit 7/6/2019 7:11:04 PM (No. 116030)
Race-based spending is un-Constitutional, but that has never stopped the federal government, whose official policy is anti-European-American racism The challenge before us is to find ways to stop paying taxes. .Our illegitimate government is forcing us to pay for our chains. It has to stop. Washington needs to be obliterated & restored to swampland.
1 person likes this.

Reply 46 - Posted by: GoodDeal 7/6/2019 8:25:38 PM (No. 116073)
Why stop there? Is this discriminatory? Better bump it to $100 Trillion just so there’s enough money to cover the mortgage defaults. Then she can propose mortgage forgiveness.
2 people like this.

Reply 47 - Posted by: Philipsonh 7/6/2019 8:39:51 PM (No. 116089)
This has already been tried and resulted in a mini-depression. Harris was too busy climbing her career ladder to notice. OR she just is pandering for votes and is too dumb to look at history.
1 person likes this.

Reply 48 - Posted by: hershey 7/6/2019 8:41:12 PM (No. 116090)
Baaaawaaaahhhahahahah.... what is 100 billion divided by 4 million??? How much left over goes into Harris' pockets???
0 people like this.

Reply 49 - Posted by: Ben Around 7/6/2019 9:39:09 PM (No. 116114)
I wonder how much of that she thinks should go to her?
0 people like this.

Reply 50 - Posted by: Rumblehog 7/6/2019 9:43:06 PM (No. 116119)
Didn't we try that and we got the mortgage crisis?? Where was this IDIOT during that time? Being bused to grade school??
0 people like this.

Reply 51 - Posted by: Faithfully 7/6/2019 10:25:35 PM (No. 116142)
Democrats... still dividing and enraging the citizens.
1 person likes this.

Reply 52 - Posted by: Holeymoses 7/6/2019 11:23:42 PM (No. 116181)
Sure why not promise, you know it is never going to happen. Think hard, I bet you can come up with other phoney stuff, government paid honeymoons, paid leave for cosmetic surgery, free out of country vacations...
0 people like this.

Reply 53 - Posted by: PChristopher 7/7/2019 12:16:08 AM (No. 116213)
And who pays for their home when they default on the loan?
1 person likes this.

Reply 54 - Posted by: ColonialAmerican1623 7/7/2019 2:44:32 AM (No. 116263)
Remember Mel Martinez as head of HUD and "Everybody should own a home" Then Wells Fargo came along and gave blacks mortgages on houses they could not afford. I know some people who lost their homes. This woman is as pathetic as Obola's shucking and jiving. Who is going to work to pay for free? The usual taxpayers ?
0 people like this.

Reply 55 - Posted by: ireneR 7/7/2019 6:38:41 AM (No. 116309)
Kamala, again you make sense - this disparity in wealth must be corrected. Since professional athletes and movie stars have well over $100,000 in wealth for every $100 that I have in wealth, I'll be out by my mailbox waiting for my check for $2.5M as a down payment on a mansion. And don't forget the closing costs, please. At least this approach would not smell of racial overtones.
1 person likes this.

Reply 56 - Posted by: MickTurn 7/7/2019 8:04:01 AM (No. 116371)
That was already tried...most couldn't make the payments on the loans they lied about getting... I have an amazing idea...how about everyone that wants free stuff go to school, get trained, and get a job...then we can discuss.
0 people like this.

Reply 57 - Posted by: Muguy 7/7/2019 8:42:33 AM (No. 116416)
This obvious pandering for votes based on someone's skin color or ethnic background is getting unseemly. A president is supposed to represent ALL Americans, not just a certain group-- looking to see how far the media is willing to carry the water and protect her hide on this outrageous notion-- To one of the previous posters...she may have slept with someone to get ahead, but let's keep it classy and avoid using the word "slut"... the media did everything in its power to take down Rush Limbaugh over the use of that word for a 3-L student at a Catholic university who wanted them to pay for her birth control.....
2 people like this.

Reply 58 - Posted by: Faithfully 7/7/2019 11:09:58 AM (No. 116593)
...because sub-prime mortgages worked so well before '08, right?
0 people like this.

Reply 59 - Posted by: DVC 7/7/2019 11:29:09 AM (No. 116621)
The root cause of the crash of the markets and banks in 2008 was attempts to distort the home mortgage market to benefit blacks. They crashed the whole system once, and now Kamel-face wants to go back and do it again, on a bigger scale. Dangerous woman.
1 person likes this.

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If you had any doubts that Meghan Markle is a manipulative piece of work, her bombshell Oprah interview Sunday night dumping on the British monarchy would set you straight. Prince Harry’s American wife accused his family of hateful racism against her baby, claimed they refused to protect her and drove her to the point of suicide.She made the incendiary and implausible charge that when she was pregnant with Archie, the royal family decreed that her unborn son would be denied the title of “prince” because her mixed race meant he might have dark skin.
Biden’s German Shepherds Shipped Back
to Delaware After ‘Biting Incident’
Involving White House Security
31 replies
Posted by Imright 3/8/2021 11:38:50 PM Post Reply
Joe and Jill Biden’s German Shepherds were shipped back to Delaware after a “biting incident” involving White House security, CNN reported.Major was adopted by Joe Biden and his handler wife Jill in 2018 from an animal shelter.Major and Champ moved into the White House in January and they’re already gone. The condition of the victim was not disclosed but it was serious enough to remove both dogs from the White House.CNN reported: The two German Shepherds belonging to President Joe Biden and first lady Jill Biden were returned to the Biden family home in Delaware last week
Pelosi’s HR1 bill a blatant power grab for Democrats 30 replies
Posted by FlyRight 3/8/2021 5:28:52 AM Post Reply
Nancy Pelosi’s top priority is to turn America into a one-party nation ruled by Democrats. Her bill HR 1 trashes the U.S. Constitution in an attempt to rig the system and make it virtually impossible to elect a Republican president or Congress again. It’s a power grab. The bill eviscerates state voting laws and forces all the states to conform to a set of rules that includes automatic voter registration. Anyone who goes to a DMV or applies for food stamps, Medicaid or other social services, or attends a public college will be automatically enrolled to vote. Noncitizens are obligated to identify themselves and opt out,
Biden seems to forget defense
secretary’s name, calls him
'the guy who runs that outfit'
29 replies
Posted by Ribicon 3/8/2021 8:37:17 PM Post Reply
President Biden on Monday seemed to forget Defense Secretary Lloyd Austin’s name at a White House event—calling the Pentagon chief “the guy who runs that outfit over there.” Biden was announcing the nomination of two female generals to lead US military combatant commands. “And I want to thank the sec—the, the, ah former general. I keep calling him general, but my, my—the guy who runs that outfit over there,” Biden said.(Snip) Earlier at the event, Biden mentioned the Defense Department leader by his name, “Secretary Austin,” while appearing to read from a teleprompter.
Oprah interview bombshells: Meghan claims
she was suicidal when she was five months
pregnant, Kate made HER cry and Royals
refused to make Archie a prince because
they were worried how 'dark' he would be
27 replies
Posted by Imright 3/8/2021 8:21:02 AM Post Reply
The Royal Family was left reeling this morning after Meghan Markle tearfully revealed that the stress of royal life made her suicidal when she was five months pregnant, claimed Archie was denied the title of prince because he is mixed-race and said Kate Middleton made her cry before she married Harry in a bombshell interview with Oprah Winfrey.The couple also chose to reveal that they are having a baby girl to the tens of millions of people watching the CBS show broadcast in the US before accusing the Royal Family of racism and revealing the deep rift 'Megxit' has caused with Prince Charles and Prince William.
Meghan Markle openly
accuses the Royals
of racism
26 replies
Posted by Magnante 3/8/2021 5:26:07 AM Post Reply
I’m probably second to none in my dislike for Meghan Markle. There’s something unattractive about a mature woman marrying into the British Royal family with one of the world’s most expensive weddings, hanging out with the Queen, living in insane luxury…and then whining non-stop about the horror of her life. There’s something even less appealing when that woman accuses the Royal family of race hatred. And the problem is that, when it comes to that left-wing diva, Meghan Markle, it’s hard to believe most of what she says. After weeks of hype, CBS finally televised Meghan Markle and Prince Harry’s interview with Oprah.
Watch: John Solomon Gives Stunning Update
in Durham’s ‘Russiagate’ Investigation
24 replies
Posted by Imright 3/8/2021 4:56:55 PM Post Reply
Without question, the vast majority of Americans who support former President Donald Trump were angry and frustrated throughout 2020 passed with barely a mention of then-U.S. Attorney John Durham’s criminal investigation into the FBI’s fraudulent “Russiagate” counterterrorism operation directed at his 2016 campaign.In the weeks before the November election, word got out that then-Attorney General William Barr wasn’t going to announce any indictments or even a report on Durham’s investigation because he did not want to influence the outcome.So far, in fact, the only indictment to come out of the Durham probe is that of former FBI lawyer Kevin Clinesmith, who essentially got a slap on the wrist
Democrats renew calls to remove
J. Edgar Hoover's name from FBI building
24 replies
Posted by Ribicon 3/8/2021 2:56:29 PM Post Reply
Rep. Steve Cohen vowed to renew the push to remove former FBI Director J. Edgar Hoover’s name from the bureau’s downtown Washington headquarters, according to an interview released Monday. Appearing on Yahoo! News’ Skullduggery podcast, the Tennessee Democrat said the effort is getting a fresh look after the release of a new movie highlighting the FBI’s secret program to discredit civil rights activists. The Washington Times in 2019 first reported Democrats’ bid to strip the longtime FBI director’s name from the bureau’s headquarters. Mr. Cohen said the impetus to revive the bid is the new movie, “Judas and the Black Messiah.” The movie details
Jill Biden, the Meghan Markle
in the WH, is egregiously
guilty of elder abuse
23 replies
Posted by Magnante 3/9/2021 4:40:38 AM Post Reply
“There must have been a moment, at the beginning, when we could have said –-no. But somehow we missed it.” Tom Stoppard The millions of Americans who were paying attention throughout the 2020 election campaign all became painfully aware of the fact that Joe Biden’s cognitive abilities were slipping and slipping fast. His wife, as the person closest to him, should have been the one to call the campaign quits in order to reduce stress on the man. Instead, apparently so anxious to become the First Lady by any means necessary, Mrs. Biden continued to push her failing husband’s campaign forward as if he were mentally qualified.
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