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Tax day: Financial literacy lacking among teens

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Posted By: ConservativeYankee, 4/15/2025 12:29:38 PM

This tax day, one group is pushing for better financial literacy for kids. The American Parents Coalition is advocating for financial literacy education for kids, arguing that studies show students who go through these classes are less likely to fall into financial trouble. In a message to parents called “The Lookout,” the group points to a survey showing the majority of teenagers feel unprepared and want more financial training. “In fact, three out of four teenagers admit they don’t understand basic financial concepts,” the group said in its message, first obtained by The Center Square, and sent to parents Tuesday. “Half can’t explain

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Reply 1 - Posted by: volksford 4/15/2025 12:48:02 PM (No. 1932988)
What in blazes are high schools for nowadays
7 people like this.

Reply 2 - Posted by: downnout 4/15/2025 1:03:53 PM (No. 1933002)
The best and most important class I took in college was Personal Finance.
10 people like this.

Reply 3 - Posted by: LadyHen 4/15/2025 2:43:04 PM (No. 1933088)
Our early twenties single and on his own son got a whapping $15 back from everything he paid in to the IRS this year. The sound of his disappointment while sad was a touch refreshing as a parent who has harped on personal fiscal responsibility and the profligate wastefulness of government spending since he old enough to understand. Welcome to the real world junior.
2 people like this.

Reply 4 - Posted by: JHHolliday 4/15/2025 2:48:46 PM (No. 1933091)
Every high school should have a tough financial literacy course. How debt, credit cards, unaffordable car payments etc. etc. can ruin you for life dragging around a bad credit score. I have seen it happen to several people. They just have to have that expensive new stereo system because they can buy it on payments. Not everyone has a well-to-do parent who can bail them out. When my son got his first job, he bought a brand-new car. I warned him then, but he just had to have it. Two years later, he wanted to transfer it to me so I could pick up the payments. Nope. Keep making those big payments. It was a good lesson. He is now the executive director over six banks.
5 people like this.

Reply 5 - Posted by: mossley 4/15/2025 4:19:27 PM (No. 1933147)
Back in the Dark Ages, when I was in sixth grade, the local bank sent a worker with a bunch of blank check books, registers and deposit slips. Our math class that day was learning how to write a check, balance a checkbook, make a deposit, how to figure out how much to put aside in savings for future goals, the difference between loans, savings and checking accounts. In my high school calculus class we had one day of amortization tables, learning how much an "X" dollar loan will cost you by the time you pay it off, how much you can save by paying extra each month on a mortgage. The only thing missing was a class on budgeting. There is no reason not to require some sort of financial literacy course, other than the Dems want an uneducated populace.
3 people like this.

Reply 6 - Posted by: Strike3 4/15/2025 5:30:23 PM (No. 1933183)
The only training most teenagers today need is how to politely ask the parents for twenty bucks. Simillar to #3's experience, my brother's son asked his dad why he didn't get a refund check from the IRS when he didn't work all year and didn't file a return. They need to teach both a financial class and a special ed version.
2 people like this.

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