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U.S. Orders Up To A
Yearlong Break On
Mortgage Payments

Original Article

Posted By: Pluperfect, 3/21/2020 4:47:11 AM

Homeowners who have lost income or their jobs because of the coronavirus outbreak are getting some relief. Depending on their situation, they should be eligible to have their mortgage payments reduced or suspended for up to 12 months. Federal regulators, through the mortgage giants Fannie Mae and Freddie Mac, are ordering lenders to offer homeowners flexibility. The move covers about half of all home loans in the U.S. — those guaranteed by Fannie and Freddie. But regulators expect that the entire mortgage industry will quickly adopt a similar policy. Under the plan, people who have suffered a loss of income can qualify

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Reply 1 - Posted by: Gently 3/21/2020 7:21:35 AM (No. 352840)
Yet another manifestation of the genius of Donald Trump. No kidding – – in almost 4 decades in the business world and six decades in the real world, I’ve never seen anything approaching his level of acumen. And he is using this to preserve, protect and defend our magnificent country. The Spirit of Truth is becoming stronger under his leadership. I pray every day for our president, and twice on Sunday.
71 people like this.

Reply 2 - Posted by: Midnight Rambler 3/21/2020 7:22:06 AM (No. 352841)
This entire ordeal proves one thing for sure. Carry a little debt as possible and especially get your house paid off.
43 people like this.

Reply 3 - Posted by: hoosierblue 3/21/2020 7:56:49 AM (No. 352873)
That sounds so wonderful and thoughtful at first sight but it is no different than Bernie's free everything. Government has no business ordering private business to run them the way the government wants them too. I like Trump but I have seen him do some dictatorial moves that I am not happy with, at ll. Actions like this is just the camels nose pushing in further under the tent. If it continues, our tent will collapse.
22 people like this.

Reply 4 - Posted by: Yuban 3/21/2020 7:58:04 AM (No. 352876)
We have no mortgage payment. We have no credit card debt. We have no medical debt. We have no student loan debt. We have no debt, period. I guess we won't be taking other peoples money to pay our bills. If you want it to sound better, we won't be joining the Socialist system any time soon. Folks, learn to live within your means, have 6 months to a year backup of money and food, believe in the Lord All -mighty, and you won't have to live in fear.
54 people like this.

Reply 5 - Posted by: ARKfamily 3/21/2020 8:08:25 AM (No. 352887)
Well, I am really glad that there are some people who can pay for their house with cash. Most people cannot. We are very sensible people with no credit card debt and live simply. Yet, we do have a mortgage payment (within our means) but I am not going to judge people because of my own situation. Thank you, #2, for your comments. I can always tell who the posters are when it comes to negative articles about President Trump.
28 people like this.

Reply 6 - Posted by: ARKfamily 3/21/2020 8:14:07 AM (No. 352895)
Oh, by the way #6, President Trump is not a socialist but he does care about people. Did you kind of figure that out with his slogan, Make America Great Again. He loves his country and the people who live here and is caring enough through difficult times. May I suggest opening a Bible and reading it from beginning to end. . .
18 people like this.

Reply 7 - Posted by: gone2pot 3/21/2020 8:15:31 AM (No. 352897)
And for those of us who sacrificed and saved to pay cash for our homes, we get to bend over and grab our ankles. How about make Uncle Sugar Teet put money where his grubby hand is and CANCEL this year's federal income tax? You'd see this ridiculous "crisis" over a flu strain no more dangerous than the 1918 Spanish flu END toot sweet.
13 people like this.

Reply 8 - Posted by: anniebc 3/21/2020 8:43:16 AM (No. 352920)
Government does not have the best reputation for "helping," so it's hard for some of us to accept the help when it's really needed. I'd rather do bad by myself, as they say. I think the differences expressed here are because we want government to do what it's supposed to do, and we are so far from decent government. Our government is corrupt and needs a drastic overhaul. It can't be done as long as we have the politicians that we currently have and as long as we have a dumbed-down populace that doesn't understand what kind of government is best for them. They're too used to being needy slaves. I weep for my children's generation. When they are the seasoned Americans, what will this country look like. Judging by today, it probably won't be a constitutional republic.
13 people like this.

Reply 9 - Posted by: essgee1952 3/21/2020 8:45:41 AM (No. 352922)
I don't know why some of you seem to think this is "free money." Read the article...no taxpayer funds are being used and home owners still have to pay their full mortgage amount. It's just deferred. My husband's, son's and daughter's jobs have all gone, hopefully temporarily, but it does put a crimp in the budget.
15 people like this.

Reply 10 - Posted by: planetgeo 3/21/2020 8:54:12 AM (No. 352927)
#5 is exactly correct. Once people finish rejoicing about NO MORTGAGE! and the FREE $1,200 !they better start worrying about who, how much, and when all that free stuff will need to be paid back. Oh wait you thought all that free stuff was going to be free forever? Silly goose. We're talking trillions of dollars here, kids. And oh by the way, all of you who paid cash for your home and all of you/us who have no debt of any kind...guess what...you/we now have a ton of debt that you/we will be forced to pay for all this not-really-free stuff. Welcome to socialism! It really feels good until the debt comes due, banks collapse, the food is gone, and really bad stuff takes over.
14 people like this.

Reply 11 - Posted by: MDConservative 3/21/2020 9:07:04 AM (No. 352934)
The difference between liberal Democrats and conservative Republicans doesn't seem so great...where's my check? Where are my price supports? Where's my mortgage payments being suspended? Let's jam the credit card companies, too. When Republicans play this game it's "caring about people". When the Dems do it's Socialism. Government is not supposed to be either a charity or a market manipulator. But this is an emergency!
6 people like this.

Reply 12 - Posted by: tootall 3/21/2020 9:15:38 AM (No. 352944)
Someone please correct me (in a non snarky way) if I'm wrong, but we have not yet received a law from Congress on this. They are too busy arguing about pork and Christmas tree ornaments they want to hang on Government help to agree. There are a few reasons for this, and excuse me for being simplistic...but get over it! Some want permanent Govt benefits and this crisis presents an opportunity to install that in a way that never will be removed. Some want funds for items that have nothing to do with this crisis, and those funds somehow make their way back into those same Politicians through campaign contributions. When the banks and other financial institutions paid back their temporary TARP relief, Congress did not retire the debt issued to provide that support. They spent that money on other stuff! And stole as much as they could! That was before they traded on inside information!!! Or their advisors who had discretionary rights over their accounts (to provide deniability) heard the dog whistle and bought and sold according to what was going to happen. BECAUSE THEY KNEW! The main reason we're making any progress against this pandemic it that the President declared a National Emergency to free up the resources to move quickly. He is inartful at times, and certainly other character defects often appear if you listen to him. But you cannot deny that he can, and has put talented and very competent people in positions to deal with the complex situation where we find ourselves. Behind closed doors, I would imagine he can be a very challenging boss to deal with! I would not be surprised if he says to some his incredibly talented experts, 'I don't care what you do GET IT DONE! This what we need now. When this thing is over, my hope is that the strength DJT gains by handling this problem will give him the power to truly drain the swamp and expose the thieves (many in our Government) who don't care whether you live or die. Or what happens to your kids or grandchildren.
11 people like this.

Reply 13 - Posted by: felixcat 3/21/2020 9:20:28 AM (No. 352956)
I'm just curious as to how much house did you buy, where in the country you live, etc. that one can pay cash for their home? You scrimped and saved. Sure.
5 people like this.

Reply 14 - Posted by: jacksin5 3/21/2020 9:29:06 AM (No. 352968)
First off, let me state for the record that I am not an economist. Bit my dad and many of his generation hated FDR, blaming him for extending the Great Depression strictly due to the Government's attempt to correct the downturn in the economy. I don't know even if the two situations are comparable, but I have a deep distrust of Government meddling with the private sector economy.
11 people like this.

Reply 15 - Posted by: franq 3/21/2020 9:40:56 AM (No. 352982)
A resounding Amen to all posters promoting fiscal sanity. Debt is bad no matter what the prevailing crisis. A cardinal rule of first responder and EMT training: you can't help others if you need help yourself (scene safety context). I praise God for his provision over the years. I pray He ends this flu crisis soon. Lord, please shine the truth on this situation and help us live as we should. In Jesus' name, Amen.
11 people like this.

Reply 16 - Posted by: LadyHen 3/21/2020 9:52:40 AM (No. 353010)
Good grief! So much sanctimonious horse manure here and to be honest, virtue signalling. Payment deferral is not a hand out. Everyone gets their money in the end. If interest is still accruing and if you can make payments or even partial payments, that is best. But if God forbid you lose your job and are out if work for 10 months (our one bread earner family experienced this after the 2008 crash) you can feed your kids and keep the lights on. Repeat after me, "Are there no prisons?? Are there no workhouses??!!" is not good OPTICS right now!!
6 people like this.

Reply 17 - Posted by: RuckusTom 3/21/2020 10:00:39 AM (No. 353022)
Here comes Ivanka Trump ... again. How many felons that have been released under the Kim Kardashian sympathy plan have been re-arrested?
3 people like this.

Reply 18 - Posted by: padiva 3/21/2020 10:01:35 AM (No. 353023)
Does a break on mortgage payments mean that insurance and real estate taxes still need to be paid on time?
4 people like this.

Reply 19 - Posted by: stablemoney 3/21/2020 10:39:46 AM (No. 353065)
The magnitude of the impact of this virus is emerging. That impact is far greater than any V shaped, or quick recovery. This, along with the energy collapse, will take years for recovery.
3 people like this.

Reply 20 - Posted by: Ida Lou Pino 3/21/2020 11:38:31 AM (No. 353141)
This is disgusting and disgraceful. Trump is trying to out-Boinie Boinie. Yay! Free stuff for everyone! Shameful. Shameful and frightening.
1 person likes this.

Reply 21 - Posted by: GoodDeal 3/21/2020 11:52:30 AM (No. 353168)
I have a VA loan so not sure if they will be doing the same. I bet they will. If so I will take up the option to suspend and instead of paying the mortgage, I will put the same amount into savings. Will still need to pat property taxes and insurance but thats not much. Im happy if it happens.
4 people like this.

Reply 22 - Posted by: Timber Queen 3/21/2020 12:36:01 PM (No. 353238)
The distrust of government is well founded and deeply ingrained after 50 years of creeping communism, and certainly after the Obamanation. Our revulsion at give-aways making people lazy and dependent has become an automatic response, and our fears would be justified if a commie Dim was leading during this crisis. Instead we have Donald J. Trump; Swamp Slayer. He is no Marxist ideologue or a secret socialist. President Trump is a realist and an American patriot. He can only use the tools that already exist on the federal workbench. Whereas the commies used them to undermine our country; Trump is using them, along with tools from his personal workshop, to rebuild us into a nation. He is not letting this crisis "go to waste." He is slashing and modifying regulations, and engaging the private sector as partners instead of targets. Not so many days ago critics were certain the Great Hunkering was going to crash the economy and plunge us into eternal poverty, "You just can't shut down the biggest economy in world. Its 1929 all over again!" Also, understandable sentiments considering the last 50 years. Instead President Trump engaged every sector of the US economy, meeting with the CEOs of all major corporations in each industry. They identified for him the government straitjackets that were preventing them from reacting nimbly to save their employees and serve their customers best during this extraordinary time. President Trump listened and acted. They are forging a new way for the government and private sector to work together for the good of our people in an emergency. All the "what about" questions are being answered. Landlords can let April rent slide because their bankers are giving them a reprieve. Companies are releasing quarterly bonuses early, or sending out partial paychecks. The big hotel chains are helping out their franchisers. They have been enabled to help the people in their sector without running afoul of regulations meant for normal times. President Trump is fundamentally transforming America before our eyes. Be not afraid. God is working in the world...Donald J. Trump is His builder.
9 people like this.

Reply 23 - Posted by: Ida Lou Pino 3/21/2020 1:08:10 PM (No. 353282)
Apologies for a second post - - but noting justifies federal government subsidies or bailouts. Nothing. They not only don't work - - but they take away all of our ammunition in our battles against socialism and communism. Let businesses and individuals work out their own financial solutions among themselves. That's called a "market economy" - - and it's the only thing that has ever worked. No subsidies or bailouts - - ever!
0 people like this.

Reply 24 - Posted by: Thos Weatherby 3/21/2020 1:12:31 PM (No. 353292)
And for those who worked your butts off and are debt free . . .
3 people like this.

Reply 25 - Posted by: RedWhite&Blue2 3/21/2020 1:35:52 PM (No. 353323)
Here’s hoping the ridiculously exorbitant prices of homes will level off back to reality So sick of $599,900 for these homes that are really worth only 400 or 450k.....people like us who lost our homes in the paradise wildfire and are still living in a hotel are hurting because there’s so much unbridled greed out there. I call listers “scalpers” and I call realtors “decepticons”! Don’t be deceived! I miss our home every day and wish they were affordable again Our 403b has taken a beating too Living in a hotel sucks!
5 people like this.

Reply 26 - Posted by: Timber Queen 3/21/2020 2:12:26 PM (No. 353393)
Please indulge a second post. #27 - I whole heartedly agree with, "Let businesses and individuals work out their own financial solutions among themselves." However, given the current state of our laws and regulations people do not have that freedom. That is what President Trump is trying to achieve...breaking America from the chains of socialism and he is using these precious few weeks to lay the foundation for a truly free America. As a man we all admire says, "We'll see what happens."
1 person likes this.

Reply 27 - Posted by: harleynyc 3/21/2020 2:15:59 PM (No. 353396)
real estate taxes are what killing me.
5 people like this.

Reply 28 - Posted by: Casper27 3/21/2020 2:49:14 PM (No. 353441)
I've lost my mind over it. Does that count? America didn't mind us teenagers right out of hs being drafted to be killed in Nam at 300 per week.
3 people like this.

Reply 29 - Posted by: red1066 3/21/2020 4:17:52 PM (No. 353545)
Even better would be to go after the credit card companies for charging outrageous interest rates on credit cards.
3 people like this.

Reply 30 - Posted by: Hermit_Crab 3/21/2020 5:38:39 PM (No. 353591)
So many who don't mind destroying the economy for their children and grandchildren and great-grand-children (assuming the nation even survives), for a little bail-out for themselves now. Makes me sad.
1 person likes this.

Reply 31 - Posted by: Deborah Grannet 3/21/2020 5:45:03 PM (No. 353596)
#27, as a rock-ribbed conservative who's never taken a thing fr/ government, my head says I totally agree with you. But I was just on the way to recovering fr/ the Obama years (the only time I EVER acquired debt), and am now as a single person staring at no income for the forseeable future. Really funny how everything goes up except wages-- property taxes, utilities, sales tax, insurance. We're already living under socialism-- if you could see all the free stuff I'm providing for others, you would know that I would be in good shape if I could just keep more of my stuff. I don't know how we change the landscape-- I only know that my mortgage is due by April 16, and that I've never been able to give up eating. #29, so sorry for your loss.
4 people like this.

Reply 32 - Posted by: Yuban 3/21/2020 5:53:43 PM (No. 353605)
#7, I meant no harm in what I said. Sorry you took it so personal. I am a DT supporter but that does not mean I agree with everything he says or does. My wife and I read the Bible together each and every day. I am not a Bible scholar but I do my best to understand it. Romans 13:8 is a good one. As is Deuteronomy 28:12 and 1 Corinthians 16:2 and there are many more. Again, I did not mean to upset you. I was just trying to give good sound advice. Have a blessed day.
2 people like this.

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26 replies
Posted by Magnante 3/8/2021 5:26:07 AM Post Reply
I’m probably second to none in my dislike for Meghan Markle. There’s something unattractive about a mature woman marrying into the British Royal family with one of the world’s most expensive weddings, hanging out with the Queen, living in insane luxury…and then whining non-stop about the horror of her life. There’s something even less appealing when that woman accuses the Royal family of race hatred. And the problem is that, when it comes to that left-wing diva, Meghan Markle, it’s hard to believe most of what she says. After weeks of hype, CBS finally televised Meghan Markle and Prince Harry’s interview with Oprah.
Watch: John Solomon Gives Stunning Update
in Durham’s ‘Russiagate’ Investigation
24 replies
Posted by Imright 3/8/2021 4:56:55 PM Post Reply
Without question, the vast majority of Americans who support former President Donald Trump were angry and frustrated throughout 2020 passed with barely a mention of then-U.S. Attorney John Durham’s criminal investigation into the FBI’s fraudulent “Russiagate” counterterrorism operation directed at his 2016 campaign.In the weeks before the November election, word got out that then-Attorney General William Barr wasn’t going to announce any indictments or even a report on Durham’s investigation because he did not want to influence the outcome.So far, in fact, the only indictment to come out of the Durham probe is that of former FBI lawyer Kevin Clinesmith, who essentially got a slap on the wrist
Democrats renew calls to remove
J. Edgar Hoover's name from FBI building
24 replies
Posted by Ribicon 3/8/2021 2:56:29 PM Post Reply
Rep. Steve Cohen vowed to renew the push to remove former FBI Director J. Edgar Hoover’s name from the bureau’s downtown Washington headquarters, according to an interview released Monday. Appearing on Yahoo! News’ Skullduggery podcast, the Tennessee Democrat said the effort is getting a fresh look after the release of a new movie highlighting the FBI’s secret program to discredit civil rights activists. The Washington Times in 2019 first reported Democrats’ bid to strip the longtime FBI director’s name from the bureau’s headquarters. Mr. Cohen said the impetus to revive the bid is the new movie, “Judas and the Black Messiah.” The movie details
Jill Biden, the Meghan Markle
in the WH, is egregiously
guilty of elder abuse
23 replies
Posted by Magnante 3/9/2021 4:40:38 AM Post Reply
“There must have been a moment, at the beginning, when we could have said –-no. But somehow we missed it.” Tom Stoppard The millions of Americans who were paying attention throughout the 2020 election campaign all became painfully aware of the fact that Joe Biden’s cognitive abilities were slipping and slipping fast. His wife, as the person closest to him, should have been the one to call the campaign quits in order to reduce stress on the man. Instead, apparently so anxious to become the First Lady by any means necessary, Mrs. Biden continued to push her failing husband’s campaign forward as if he were mentally qualified.
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