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Millions of Americans will have their
medical debt WIPED from credit reports:
Equifax, Experian and TransUnion to strip
billions of dollars from record - allowing
people to get home and car loans previously denied

Original Article

Posted By: Imright, 3/19/2022 3:54:42 AM

America's biggest credit-reporting firms announced they will strip tens of billions of dollars in medical debt from consumers’ credit reports starting this summer - an attempt at relief for the reported 23 million Americans whose credit has been marred by overdue medical costs, hampering their ability to buy homes and take loans.Equifax, Experian, and TransUnion - the world's three largest consumer credit reporting agencies - all announced Friday that they would collectively wipe 70 percent of a reported $195 billion deficit from their collection accounts, an amount that's likely surged since the start of the pandemic.The change specifically targets already paid debts still stuck in collections,

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Reply 1 - Posted by: Jesuslover54 3/19/2022 5:35:31 AM (No. 1103921)
Unreason takes over credit reporting. Next stop: foreclosure.
24 people like this.

Reply 2 - Posted by: Toby Ten Bears 3/19/2022 5:53:05 AM (No. 1103932)
When you wonder why we have a 2nd amendment at all...
12 people like this.

Reply 3 - Posted by: Rama41 3/19/2022 6:35:22 AM (No. 1103942)
Brought to you by Liz Warren's Consumer Financial Protection Bureau (CFPB), the Frankenstein creation with no congressional oversight. What could possibly go wrong?
24 people like this.

Reply 4 - Posted by: F15 Gork 3/19/2022 7:01:39 AM (No. 1103958)
It’s a brave new world out there...I think I liked the old one better.
36 people like this.

Reply 5 - Posted by: ARKfamily 3/19/2022 7:07:44 AM (No. 1103962)
From the article: "New Mexico mom Adriann Barboa, currently the chair of the state's Bernalillo County Board of Commissioners, for instance, saw her credit score plummet in 2014 after incurring a $15,000 bill when her then 14-year-old daughter, Amarisa, underwent surgery for appendicitis." What happened to going on a payment plan? She may not be able to afford the $15,000 debt but many of us can't either and we set up monthly payment plans. Did Adriann Barboa think spending the night in the hospital was going to be free?
36 people like this.

Reply 6 - Posted by: udanja99 3/19/2022 7:22:57 AM (No. 1103970)
This is no different than the college loans idiocy. What about those of us who have managed to pay our own medical bills all these years? I don’t have dental insurance but this last week had to have root canals in two teeth. And I paid for them out of my own pocket. Anyone remember what happened in 2008 when all of those mortgages were being given to people who couldn’t pay the monthly bill? So now we’re going to give car and home loans to people who can’t pay their medical bills? Does DC ever learn from their fiascos?
59 people like this.

Reply 7 - Posted by: Venturer 3/19/2022 7:32:05 AM (No. 1103982)
Explain this to me. I am a private company and you owe me money. The Government takes that debt off of your credit rating, but they don't pay that debt for you. Don't you still owe it to me? Can't I still make attempts to collect. What right does Government have to erase the debt that people owe me.
53 people like this.

Reply 8 - Posted by: Rich323 3/19/2022 7:47:45 AM (No. 1103997)
This along with the patient doctor hospital distrust sowed during Covid is an attempt to crash the healthcare system and create the government run single payer system. Once that is complete, the communists will have achieved almost all their goals with the exception of GUN confiscation. Anybody have any ideas on how to stop this tyranny?
33 people like this.

Reply 9 - Posted by: TCloud 3/19/2022 8:30:36 AM (No. 1104027)
$9.00 per gallon gas? Phooey, like no sweat!
5 people like this.

Reply 10 - Posted by: TalkMaster 3/19/2022 8:43:06 AM (No. 1104045)
The majority of personal debt in America is from medical bills. What's wrong with deleting this debt from a person's credit record after its paid off? Doctors, clinics and hospitals have gone overboard in their cost of medical care. I just had an injection of "monovisc" into a bum knee...it cost $2,000! Whisky Tango Foxtrot! F 'em!
14 people like this.

Reply 11 - Posted by: zephyrgirl 3/19/2022 8:45:13 AM (No. 1104048)
This is part of a concerted effort to boost the credit scores of irresponsible people beyond what they deserve. Failing to consider unpaid medical bills in credit scores masks the total indebtedness of people. The debt doesn't go away, but someone relying on the credit report sees a person who appears more credit-worthy than they really are and may grant them credit, or let them move into a rental. When they fail to pay their bills or rent because they're overextended, the responsible among us will be left holding the bag.
31 people like this.

Reply 12 - Posted by: Rumblehog 3/19/2022 8:47:51 AM (No. 1104053)
Why don't they do something about the excessive fees of LAWYERS? Imagine if Rudy Giuliani, Sydney Powell, or Gen. Flynn were to get their legal fees expunged from their credit history? Every Federal smackdown of any segment of the economy should always include a smackdown on the legal profession, and the only reason I say that is because the Federal Congress-Judicial System-Legal System are connected at the hip and can ruin lives of citizens with the stroke of a pen and the $400 per manhour lawyer rate. Bottom line: If the Feds are gonna screw over bankers, medical doctors, or education lenders, then they MUST screw the legal profession by the same measure.
14 people like this.

Reply 13 - Posted by: Lawsy0 3/19/2022 8:48:00 AM (No. 1104054)
Wale hale! There goes a bank's chief inroad to helping a customer go bankrupt. Back to the drawing board.
5 people like this.

Reply 14 - Posted by: marbles 3/19/2022 9:13:30 AM (No. 1104074)
The debt itself is not being wiped, the report of it being an outstanding non payment is.
11 people like this.

Reply 15 - Posted by: Edgelady 3/19/2022 9:28:24 AM (No. 1104092)
They’ll probably specify as long as you car loan is for an EV.
8 people like this.

Reply 16 - Posted by: planetgeo 3/19/2022 9:34:02 AM (No. 1104103)
When deadbeats (i.e., Democrats) run the government, the government protects the deadbeats...and then the government itself becomes a deadbeat...
7 people like this.

Reply 17 - Posted by: JHHolliday 3/19/2022 9:34:32 AM (No. 1104105)
#14 is correct. The debtor still owes the money and is responsible for re-payment. What it will do is make it harder for a lender to assess the credit worthiness of someone applying for a loan. This will probably result in a tightening of credit rather than a loosening and hurt the people it’s trying to help.
18 people like this.

Reply 18 - Posted by: Sorosisbehindit 3/19/2022 9:35:19 AM (No. 1104106)
There is a difference in forgiveness of debt, and removing evidence of a debt from the view of future creditors. The medical debt is still owed, but your future landlord has no idea how hard it will be for you to pay your rent.
14 people like this.

Reply 19 - Posted by: NamVet70 3/19/2022 9:43:34 AM (No. 1104115)
This sounds like a scheme by the Democrats to boost the economy before the election. The debt is not erased, it is just not reported in credit checks. This means more credit will be extended to high risk borrowers who will later default. This is how a previous housing bubble was created and busted. Even though the Democrats probably plan to steal the next election by fraud, they need to build some metrics in the media that make it seem plausible that they could win. That is why you see stories that show more support for their candidates than you believe is possible.
14 people like this.

Reply 20 - Posted by: stablemoney 3/19/2022 10:08:11 AM (No. 1104139)
Why would anyone buy a credit report from these 3 companies, as they do not accurately reflect a person's credit history. You can erase the computer, but you cannot change human nature. Credit reports are now worthless.
19 people like this.

Reply 21 - Posted by: Ida Lou Pino 3/19/2022 10:17:50 AM (No. 1104147)
Poster #6: "What about those of us who have managed to pay our own medical bills all these years?" We are officially known as chumps - - people who pay their own way - - without demanding that other people pay for them. If you don't whine and cry and scream nowadays - - you're a certified Chump from Chumpsville.
14 people like this.

Reply 22 - Posted by: Old Army Vet 3/19/2022 10:26:21 AM (No. 1104155)
Orwell and Huxley were right. We are slowing descending into chaos. I have seen what happens when you give credit to people who are not qualified to receive it. The economy cannot sustain itself with this live of thinking.
8 people like this.

Reply 23 - Posted by: envirodude 3/19/2022 10:31:11 AM (No. 1104160)
Realize that hospitals billings departments are out there! They can't be bargained with. They can't be reasoned with. They don’t feel pity, or remorse, or fear. And they absolutely will not stop... ever, until you are turned over to collections. Tried to dispute a medical over billing for a year until they terminated conversations and sent me to a collections agency. I paid, because I was changing jobs and didn’t want the ‘ding’ on my credit to be a reason not to get hired.
11 people like this.

Reply 24 - Posted by: Zigrid 3/19/2022 10:32:42 AM (No. 1104163)
It was only a matter of time before the corporate elite started to worry about Americans not buying cars and homes and not paying credit card debt...so they made the offer to wipe away debt reports so Americans could rack up more debt...the message here is...THEY need US to keep buying so they can make more money...and with inflation out of control...they're getting worried...and besides...it's all insured and they are covered with substantial insurance coverage...it's a game to them as Americans suffer...
6 people like this.

Reply 25 - Posted by: jacksin5 3/19/2022 10:47:07 AM (No. 1104183)
Obamacare, now Bidencare, takes care of so little of medical expenses that millions of working Americans are saddled with massive debt to hospitals for what would be considered routine care. These programs have large deductibles, which make the insurance plans virtually useless. At least when inability to pay used to trigger the Hill-Burton proviso which had the Government pick up the tab for the indigent, and financelly strapped working families, having a child with a broken limb didn't automatically trigger bankruptcy.
4 people like this.

Reply 26 - Posted by: LadyHen 3/19/2022 10:55:18 AM (No. 1104189)
So, the goal here is the irresponsible/immature or both incur huge medical bills... and it is non-reportable on their credit score and thus there are no negative consequences for not paying their bills so the responsible suckers with expensive good health insurance or who pay out the ying yang are on the hook once again. I am all for getting a handle on the outrageous cost of medical treatment BUT this is not the way to do it. Going to a free market, cash pay, customer driven system with universal catastrophic insurance coverage only and tax incentives for personal medical saving accounts is however. I have been preaching this forever!
6 people like this.

Reply 27 - Posted by: LC Chihuahua 3/19/2022 11:22:19 AM (No. 1104209)
One step closer to government run healthcare. People won't pay their medical bills if there are no consequences. We are told healthcare is a necessity, but the prices make it a luxury. Which is it? People cut back on luxuries. Don't get sick, but if you do, die quickly. We are heading in that direction. Dying from appendicitis is absurd, but so is the medical bill.
4 people like this.

Reply 28 - Posted by: RuckusTom 3/19/2022 11:26:57 AM (No. 1104212)
They're preparing for the surge in illegal aliens who'll be coming here giving birth to American citizens (for "free").
4 people like this.

Reply 29 - Posted by: LeftCoast 3/19/2022 12:28:23 PM (No. 1104269)
Remember....it's an election year.
3 people like this.

Reply 30 - Posted by: whyyeseyec 3/19/2022 12:43:18 PM (No. 1104283)
If credit reporting agencies are going to remove debt owed from their records, why do they need to exist?
7 people like this.

Reply 31 - Posted by: Strike3 3/19/2022 2:17:44 PM (No. 1104347)
That's exactly what Obama did in 2008 except that he forced the banks to ignore bad credit actions instead of removing them, thus allowing thousands of people to buy homes who would otherwise not be qualified. That worked out superbly.
2 people like this.

Reply 32 - Posted by: Strike3 3/19/2022 2:31:17 PM (No. 1104361)
Great point, #12. The legal profession is in dire need of reform but it's difficult because, by definition, they control the law. There are too many lawyers but they are not all good ones. The junior lawyers in every firm are under tremendous pressure to make as many hours billable as possible because they pay the salaries of the senior partners. That encourages inflation of hours. That's why the ridiculous hourly fees for what is nothing more than historical research that anybody could do. But they have as much chance of reforming their profession as Congress does.
2 people like this.

Reply 33 - Posted by: formerNYer 3/19/2022 3:42:40 PM (No. 1104401)
Great another mortgage and bank crisis. Expect Fannie May to go bankrupt again.
1 person likes this.

Reply 34 - Posted by: judy 3/19/2022 3:57:23 PM (No. 1104411)
This is just the beginning....just wait! Sooooo now the credit agencies are political...unreal!!! It started with military benefits you make toooo many $$ you are ineligible, social security... if you are low income you get $$$ added back to social security to pay your supplement, rich people pay into social security they are ineligible for ss & medicare if they are in a certain income ...so what's the point working when the government gives it to you free! Sooo you can buy a car & a house but you cannot pay your medical bills...you can afford cable, a cell phone but you can't pay you utility bills.???? Income inequality is worse than one sided justice.
1 person likes this.

Reply 35 - Posted by: little guy 3/19/2022 4:49:09 PM (No. 1104431)
So ... I'm a bank or credit agency and I lend you money to buy a car or a house based on your recently attained decent credit score. But ... unbeknownst to me ... you're really in hock up to your eyeballs from the facelift & tummy-tuck you got for $100,000 and for which you now refuse to pay. This unpaid "medical debt" is not noted on your credit score. However, the doctor/hospital finally wins a judgement against you and you now must pay him/it in full ... and so you decide not pay another bill! H-m-m ... I wonder what bill you won't pay next??
1 person likes this.

Reply 36 - Posted by: dman 3/19/2022 5:48:13 PM (No. 1104449)
Dittos above, once again. Who will be left holding the financial bag? Medical care, should it even be available, will simply become "cash or gold only". What Margaret Thatcher said about Socialism and "other people's money".
1 person likes this.

Reply 37 - Posted by: GTO6.0 3/19/2022 7:29:46 PM (No. 1104509)
Tired yet of being Governed by morons?????
2 people like this.

Reply 38 - Posted by: LadyHen 3/19/2022 8:43:16 PM (No. 1104532)
#35.. point of clarification. Having had CASH PAY plastic surgery for reconstruction after weight loss let me tell you, that surgeon and my hospital stay was a REQUIRED upfront pay, no payment plan, no half now, half later, no credit. The check had cleared before I went into the OR. I was still billed for small incidentals post op but the 99% of the bill was clear as glass before I signed anything, no surprise bills and I could shop around for both quality and price. Elective medicine that is cash pay is the way to go if you actually want to make money as a doctor.
2 people like this.

Reply 39 - Posted by: judy 3/19/2022 9:09:35 PM (No. 1104540)
This is a liberal band aid , the medical agencies will file judgments to get their $$$ . Judgments in some states are for life & exempt from bankruptcy. Every few years the politicians make waves by encouraging non payments & it never ends well.
1 person likes this.

Reply 40 - Posted by: Faithfully 3/20/2022 2:27:54 AM (No. 1104629)
Wipe out the credit card debt we have amassed since the covid lie.,
0 people like this.

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30 replies
Posted by DW626 3/19/2022 7:25:29 AM Post Reply
“He affects unselfishness, but is in reality fanatically, even maniacally, self-centered.... He is childlike in his pursuit of pleasure, but shrewd and willful in his studied neglect of responsibility. His sensibilities are exquisitely tender, and yet he has a talent for causing pain...He professes universal tolerance and sweetness to all, though is willing to put his friends through shame, fear, and harm rather than see his own comfort threatened.” No, this quote does not refer to Alec Baldwin, apt though it may seem. It is drawn from an essay about Harold Skimpole, a character in Charles Dickens’ Bleak House.
Republicans demand new probe into Hunter
Biden laptop, coverup
28 replies
Posted by Imright 3/19/2022 9:26:41 PM Post Reply
A growing number of Republicans around the country are demanding a new investigation into Hunter Biden after the New York Times confirmed the authenticity of a laptop whose contents were published by The Post 17 months ago.Though The Post exclusively revealed in September 2020 the existence of Hunter Biden’s laptop and the potentially compromising material contained there, the story was censored by social media companies at the behest of the Democratic Party. Mainstream media outlets — including The Times — attacked or ignored The Post revelations, while the Biden administration falsely suggested it was part of a Russian disinformation campaign.
DuckDuckGone? 24 replies
Posted by earlybird 3/19/2022 12:10:10 PM Post Reply
To some users, it feels like another Big Tech bait and switch. To others, it’s a case of getting half a loaf. But to many, it’s a betrayal of a principled promise. The search engine DuckDuckGo will now begin making judgments about the accuracy of the information produced by its search algorithms. As Breitbart reports in “Diet Google: DuckDuckGo Will ‘Down-Rank’ What It Decides Is ‘Disinformation,’”, the company’s CEO and founder, Gabriel Weinberg, posted a Twitter thread announcing that, as part of standing with Ukraine, the search engine had been rolling out search updates that down-rank sites associated with Russian disinformation.
Drought-stricken California imposes new
round of water cuts
24 replies
Posted by NorthernDog 3/19/2022 10:19:02 AM Post Reply
SACRAMENTO, Calif. — California's urban water users and farmers who rely on supplies from state reservoirs will get less than planned this year as fears of a third consecutive dry year become reality, state officials announced Friday. Water agencies that serve 27 million people and 750,000 acres (303,514 hectares) of farmland, will get just 5% of what they've requested this year from state supplies beyond what's needed for critical activities such as drinking and bathing. That's down from the 15% allocation state officials had announced in January, after a wet December fueled hopes of a lessening drought. But a wet winter
‘I Identify Her as First’: Social
Media Users Congratulate Emma Weyant for
Winning ‘First’ Instead of Lia Thomas
24 replies
Posted by Black Conservative Voice 3/19/2022 6:25:23 AM Post Reply
University of Virginia swimmer Emma Weyant won second place in the women’s 500-yard freestyle championships, losing to a man, Lia Thomas. Many viewers took to social media to congratulate Weyant for actually winning first place. A tweet by the University of Virginia (UVA) Swimming and Dive account, which congratulated Weyant — who attends UVA — for winning second place, “with the third-fastest time in UVA history.” Weyant also won a silver medal in last year’s Summer Olympics.
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