Real Estate: Under Biden Administration
Rule Set to Take Effect Today, It Pays
to Not Pay
Posted By: mc squared, 5/1/2023 10:41:56 AM
A Biden administration rule is set to take effect that will force good-credit home buyers to pay more for their mortgages to subsidize loans to higher-risk borrowers. Experts believe that borrowers with a credit score of about 680 would pay around $40 more per month on a $400,000 mortgage under rules from the Federal Housing Finance Agency that go into effect May 1, costs that will help subsidize people with lower credit ratings also looking for a mortgage, according to a Washington Times report Tuesday. “The changes do not make sense. Penalizing borrowers with larger down payments and credit scores will not go over well,” Ian Wright, a senior loan officer
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mc squared"
The Michelle Obama Nightmare Scenario
19 replies
All the attention is on the Republican race right now, but it should be on the Democrat race following the announcement, by that desiccated pervert masquerading as our president, that he thinks (sic) that he can go another round as president. The sad fact is the only people happy about Biden’s presidency are that very real doctor, Jill, and Jimmy Carter, who is serene in the knowledge that he was not the worst president of the last century thanks to Grandpa Badfinger. [snip] But there’s another nightmare scenario lurking out there, one that should put a chill down the spine of every American
Real Estate: Under Biden Administration
Rule Set to Take Effect Today, It Pays
to Not Pay 19 replies
Rule Set to Take Effect Today, It Pays
to Not Pay 19 replies
A Biden administration rule is set to take effect that will force good-credit home buyers to pay more for their mortgages to subsidize loans to higher-risk borrowers.
Experts believe that borrowers with a credit score of about 680 would pay around $40 more per month on a $400,000 mortgage under rules from the Federal Housing Finance Agency that go into effect May 1, costs that will help subsidize people with lower credit ratings also looking for a mortgage, according to a Washington Times report Tuesday.
“The changes do not make sense. Penalizing borrowers with larger down payments and credit scores will not go over well,” Ian Wright, a senior loan officer
The U.S. government took the information techniques it learned after 9/11 and has turned them on Americans. America may have lost the Great War on Terror, but our technocratic elites could still win their war against American liberty.[snip] Specifically, Siegel writes, these “infallible” elitists believe they are saving the world from “disinformation,” which is whatever they view as untruths about Russia, Ukraine, Donald Trump, Covid, climate change, election fraud, Brexit, etc. You name a flavor of disinfo, and they want to save us from it. And they’re operating in the State Department and other federal agencies, in numerous foundations and NGOs, and at a hundred academic “centers”
A New York subway rider was allegedly stabbed in the stomach with an ice pick in what police are calling an “unprovoked attack” as they continue the search for the suspect.
The incident happened on April 19 when the victim, a 38-year-old man, and his friend, a 43-year-old man, were waiting on the northbound J train platform at the Crescent Street train station in Cypress Hills at around 4:15 a.m.
Fox 5 reports the suspect approached the two men and stabbed the victim in the stomach with an ice pick before fleeing.
The victim was admitted to hospital and is now recovering.
Documents reportedly indicate the number of individuals connected to Jeffrey Epstein after he became a convicted sex offender is bigger than previously known, but the reason for the meetings remains unclear.
The Wall Street Journal set out in an article published Sunday:
William Burns, director of the Central Intelligence Agency since 2021, had three meetings scheduled with Epstein in 2014, when he was deputy secretary of state, the documents show. They first met in Washington and then Mr. Burns visited Epstein’s townhouse in Manhattan.
They are Males, but They’re Not Men
11 replies
I’m not a small guy, but I’m not excessively large, either. I’m 6 feet, 1 inch tall, and weigh about 190 pounds. Big, but not monstrous. But I’m big enough to beat up most 10-year-olds.
I suspect if I were to pick a fight with a 10-year-old boy, I could win. I could knock him to the ground, kick him, stomp on him awhile, leave him moaning in pain, and then prance around, my arms raised in victory, glorying in my “achievement” of slaughtering somebody half my size. Wouldn’t I be wonderful?
Since I am physically superior to nearly every 10-year-old boy in the world,
Randi Weingarten, president of the American Federation of Teachers (AFT), one of the nation’s most powerful teachers unions, will testify Wednesday afternoon before the Select Subcommittee on the Coronavirus Pandemic to address her union’s role in influencing public policy on school lockdowns.
In her prepared testimony, Weingarten will call on lawmakers to "think bigger than the faulty premise of this inquiry," which is the claim that AFT inappropriately coordinated with the Centers for Disease Control and Prevention (CDC) in 2021 to make last-minute changes to school reopening guidance.
"With a strategy focused on opening schools, it was completely fitting and proper for the CDC, which specializes in science, not
Bud Light’s Vice President of Marketing Alissa Heinerscheid isn’t the only now on a leave of absence following backlash over the company’s partnership with transgender influencer Dylan Mulvaney.
According to a statement from Bud Light parent company Anheuser-Busch, Heinerscheid’s boss, Daniel Blake, is also on a leave of absence.
“Given the circumstances, Alissa has decided to take a leave of absence which we support,” an Anheuser-Busch spokeswoman said in an email, reports The Wall Street Journal. “Daniel has also decided to take a leave of absence.”[snip]
the company has reportedly hired two consultants "with experience in Washington, D.C.'s, conservative circles to advise the brand moving forward," according to Fox News.
The NYPD commissioner in charge of employee relations is having a difficult time — with her employee relations.
More than 10 cops working under Deputy Commissioner Lisa White — who’s in charge of officer morale in the 35,000 uniformed member force — have either transferred or asked to be transferred out of her office because of her off-the-wall shenanigans, including claiming there are ghosts in her office and that workers are bugging her phone, police sources told The Post.
The final straw for one of them, a detective assigned to drive her in a department-assigned Ford SUV, came when White, 61, ordered the cop to turn on the lights and
Looting as a way of life
11 replies
Karl Marx’s famous prescription for economic equity is “from each according to his abilities to each according to his needs.” A more honest version is “robbing Peter to pay Paul,” which takes brute force in most cases. This is the ethos of the radicalized Democratic Party, whose mantra is centralized power and redistribution of wealth. The street version is called “looting,” but that word aptly summarizes their entire agenda. The Biden administration’s war on America’s energy sector has unleashed ruinous inflation, which pushes people into higher tax brackets so the government can take more of our income. And taxes are never high enough. Democrats portray any
In today’s target-rich environment of left-wing idiocy, Biden Transportation Secretary Pete Buttigieg, who, in my “humble” opinion, is in a statistical dead heat with Health and Human Services Secretary Xavier Becerra for the most worthless member of the Biden administration — and the Biden bench is damn deep.
When Pete’s not on an extended vacation or jetting around the country in a taxpayer-funded jet, the ultracrepidarian extraordinaire (look it up; you know a lot of these people) is generally calling someone, someplace, or something “racist.” Let’s just say the guy gives race hustlers Al Sharpton and MSNBC’s Joy Reid a run for their race-baiting money.
The 84-year-old white man charged in connection with the shooting of a Black teenager who mistakenly went to his home turned himself in to authorities, officials said Tuesday. Andrew Lester was charged with first-degree assault and armed criminal action, Prosecuting Attorney Zachary Thompson said Monday. Lester surrendered at the Clay County Detention Center detention center and is in custody, the Clay County Sheriff's Office said in a statement on Twitter. Ralph Yarl, 16, is recovering at home after being released from the hospital Sunday.
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Chicago Area High School Slammed Over
Segregated Math Courses for ‘Black’
and ‘Latinx’ Students Only 25 replies
Segregated Math Courses for ‘Black’
and ‘Latinx’ Students Only 25 replies
A Chicago area high school has come under fire after it was discovered the school is offering segregated mathematics classes for “Black” and “Latinx” students only.
Evanston Township High School District 202 (ETHS) is providing the racially segregated courses in calculus, pre-calculus, and algebra.ETHS’s math curriculum for the next school year suggests that the segregated classes will continue. One of ETHS’s pre-calculus courses describes, “[t]he course is restricted to students who identify as Black male students.” While another pre-calculus course mentions that it is only for “Latinx” students, and a third course does not have any restrictions based on gender or race.
State Sen. Shevrin Jones can often be seen at the Florida Capitol greeting staff and colleagues with a smile or laugh, but when he’s alone it’s a different story. “The outward expression is to show God’s love. That’s what I was taught,” said Jones, a Democrat. But, he said, “I have enough tears in my car to fill a lake.” For Jones, who is gay, the past two years have been emotionally draining as Florida passed a flurry of anti-LGBTQ+ legislation.CORRECTION*
Trump was the most pro-life president of our lifetime.
During his term, President Trump defunded Planned Parenthood, signed the Mexico City Policy that prohibited foreign aid for abortions, nominated pro-life judges to the Supreme Court, and was vocal in his support for the rights of the unborn. His actions were recognized by many pro-life groups and individuals as having a significant impact on the pro-life movement.
So, why are these same pro-life groups who hailed Trump a hero suddenly abandoning him, now? There’s a very good reason, and you’re not going to like it one bit.
(Snip) And one of the biggest pro-life movements in the country is currently leading
The judge presiding over Hunter Biden's child support trial on Monday ripped into the First Son for 'sealing and redacting' his financial information.
'The ability to redact is somewhat being abused,' Judge Holly Meyer fumed. ‘I’m seeing a lot of things filed, especially by Mr. Biden’s counsel, sealing things, redacting things, that are not confidential.'
She suggested that lawyers for the First Son's baby mama should subpoena a downtown Manhattan art gallery to find out exactly how much he has made from selling his art.
During Monday’s press conference, White House Press Secretary Karine Jean-Pierre made a bold claim that illegal immigration has decreased by more than 90 percent. However, critics are calling out her statement as a lie and are accusing her of spreading misinformation.
“When it comes to illegal migration, you have seen it come down by more than 90%, and that’s because of the actions that this president has taken,” she said. (Tweet/Video) Others have pointed out that KJP’s statement is particularly egregious given the ongoing crisis at the border.
CHICAGO — U.S. cities already struggling to shelter thousands of migrants are calling for federal help and an end to Republican political gamesmanship over immigration, concerned that an expected increase in the number of people entering the country when pandemic-era asylum restrictions end on the U.S.-Mexico border May 11 will further strain their budgets and resources. Chicago has long pledged to welcome migrants. But a tenfold increase in recent days has taxed resources. Migrants awaiting beds in city-run shelters are sleeping on floors in police stations and in airports surrounded by suitcases. They’re depending on donors for food, medicine and
President Joe Biden is dispatching 1,500 soldiers to the Southern border to stem the surge of illegal immigrants that are expected to follow next Thursday’s expiration of Title 42, a pandemic-era public-health measure that allows Border Patrol to immediately expel illegal immigrants.
The active-duty Army units will assist Border Patrol and will be armed, though they will only be permitted to use their weapons in self-defense.
Following a request by the DHS, the Department of Defense agreed to “provide a temporary increase of an additional 1,500 military personnel, for 90 days, to supplement CBP efforts at the border,” an unnamed US official said in a statement provided to CNN.
Four years ago, Jill Biden was hesitant about her husband making a White House run, fearing the toll it could take on him and the family.
In the months before Joe Biden formally announced he’d make a reelection bid, she had no such reservations.
Privately, the first lady encouraged her husband to run again while giving him the space he needed to process the decision in the way he traditionally does: with extensive deliberations, consideration of the burden it would place on his family, and a bit of classic Biden hemming and hawing. She was involved in all the high-level discussions around the decision, giving counsel when she felt it was necessary.
The U.S. Secret Service said Monday it blocked a Muslim mayor from New Jersey from attending a White House celebration with President Joe Biden to belatedly mark the end of the Muslim holy month of Ramadan.
Shortly before he was set to arrive at the White House for the Eid-al-Fitr celebration, Mayor Mohamed Khairullah said he received a call from the White House stating that he had not been cleared for entry by the Secret Service and could not attend the celebration where Biden delivered remarks to hundreds of guests.
He said the White House official did not explain why
There are still 553 days until Election Day 2024, but right now, things look pretty bleak for President Joe Biden.
Shortly after Biden announced his re-election campaign — not with a live event featuring thousands of cheering supporters but with a weird video posted on his website — his job approval rating among the U.S. public slipped to 37%, Gallup reports.That’s just slightly more than 1 in 3 people — not a winning number. In the 2020 election, Biden won 51.3% of the vote, so that’s a 14.3% drop in support.
And for the record, 37% is the lowest Gallup has measured for him to date.
Once the sun sets on the Himalayas and temperatures drop, a cacophony of eerie noises erupts deep within the glaciers around Mount Everest.
Researchers led by the glaciologist Evgeny Podolskiy have found that the chorus of crashing and splintering noises in the high-altitude glaciers is a result of sharp drops in temperature after dark that causes ice to crack.
The team pinpointed the cause of the sounds in 2018 after spending more than a week trekking through the Nepalese Himalayas to test the seismic activity of the Trakarding-Trambau Glacier system there. Dr Podolskiy and his team spent three weeks shivering on the glacier in full view of Mt Everest,
Around 15 years ago CTH outlined the inclusive goal of the progressive movement, modern Democrats as they were evolving, was to deconstruct the U.S. economic system so that Americans would be forced to live in government-controlled poverty. Essentially reduced to circling a campfire, eating sustainable algae cakes and picking parasites off our family members.
Most people understandably scoffed and said we were being hyperbolic. (snip)Fast forward a decade+ later, and there is Joe Biden’s Secretary of the Interior, Deb Haaland, explaining why it is better for the health of the planet if Americans lose their jobs, lose their economic sustainability, starve in feudal poverty,
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(Fox via Space Coast Daily)
We're already paying for some students' loans, now we have to pay for their mortgages.