Despite a whittling away of consumer debt that has been underway since the recession, many Americans are still entering the holiday season unprepared to cope with the expenses that crop up around this time of year. Think Finance, a provider of payday loans and other financial services for consumers with limited or no access to banking services, recently surveyed 1,000 Americans across all income levels who use various forms of alternative financial services — including payday loans, prepaid debit cards and direct deposit advances. Although many of these consumers are on better financial footing
Very misleading. Some sites like Drudge are just posting the headline, which implies that this refers to 45% of Americans. It´s actually 45% of the poll´s respondents, who are all users of services for the financially desperate, like prepaid debit cards and payday loans. I´m amazed that 100% of them wouldn´t rather skip Christmas.
That said, we have gotten sick of the commercialism and scaled back Christmas considerably in recent years, starting from before the recession. This year, my wife and I will be spending Christmas morning on a plane to Panama for a four-day vacation where it´s warm.
Even though we are not Christian, we do the Christmas thing every year out of tradition, and to hopefully create the wonderful memories in the children/grandchildren we got. I like the lights and the music and the cookies. Not quite as thrilled with the "stuff", most of which is not wanted, not used, and would only be noticed if it was absent. I am reminded of the definition of insanity that has been mentioned many times...
So sad, that so many people still equate Christmas with spending.
I was like that once. Then a tightening of the financial belt forced a change of ways at Christmas, and I can say unequivocally that our Christmases have been much better now that they are scaled down financially.
Now, the simple things of the season are the most enjoyable and rewarding. A cup of eggnog and a version of "A Christmas Carol" on the TV does more for us now than any big or expensive present.
Simplicity is when Christmas is truly appreciated and enjoyed the most.
Several years ago the kids decided they didn´t want to make the effort to come to our house for Christmas, only wanted us to go there...much easier...for them. Of course we were expected to bring the presents to them also.
We said "Oh well, we will miss you"
Every Christmas after has been just the two of us. Church to see the day in, then peace and quiet.
The difference now is we are the ones who can´t be bothered. Let the kids come a week before or after.
It was only a matter of time. Christmas is not Christmas any more. People are not going to get all excited and spend money to celebrate "Winter Holiday" or some other silly politically correct occasion. Christmas without Christmas carols, Jesus, the Nativity and all the traditional trappings is a nonentity. It is done for. It may be just as well. Perhaps our Puritan forefathers had it right all along when they refused to have anything to do with it. The sad thing is what children today will miss - but then, children today are missing so much, and being exposed to so much else that is positively toxic and harmful to their souls and their characters, that saying goodbye to Christmas is the least of their troubles.
Faux Christmas will linger on and decline for a generation, at most two. Then it will simply exist no longer. Too bad for merchants and manufacturers, but everybody has long since had everything they need and most of what they want, so the whole gift giving rigamarole is a relic already.
Santa Claus, he dead. The horror? Not quite. But still sad. Too bad.
Presents are for the little ones only at Christmas time any more. Who needs junk and spending money? I just like the joy and the music and the people and the food. And I love the spirituality. Commercialism doesn´t have to ruin the holiday. But only you can control how it affects you.
Another poll?!! So, -as if any poll can be believed anymore, this indicates 45% don´t celebrate the Reason for the season? Most American´s love Christmas and look forward to it all year. Christians rejoice Christ´s birth and others enjoy all the festivities & happiness shared with family & friends.
Only Scrooges & statists don´t like the peace & good will of Christmas. But then, they also don´t like ANY of the other traditional American holidays either, but that´s their choice. Bless their hearts, ´cnbc.´
Can anyone answer this? At what age, if ever, does a kid begin fixing Thanksgiving or Christmas dinner? My kids asked me why we stopped decorating a tree after the price skyrocketed and I would answer that there is no law against a kid using his McDonald´s paycheck to buy one. Kids are adults now and still do not buy a tree or cook dinner.
We have been adopting a needy family -my daughter finds them through her church.
The little kids in the family get presents from Santa and my mother gets something. But none of the other adults need anything other than to stay out of debt, stay out of the stores as much as possible, and to enjoy a peaceful and happy family time.
One of the presents I´ve given older kids is an elephant adoption from here: http://www.sheldrickwildlifetrust.org/asp/fostering_christmas.asp
The kids can get an email every month (assuming they have an address) describing how things are at the nursery. I like what this teaches them. Besides, how many kids can say they got an elephant for Christmas!
The Calf and his wife do the tree thing since they have little ones-I stopped putting up a tree years ago. I make a big dinner because it´s what Mr. Cow likes. As a family we go to Midnight Mass, my favorite part of the season. I like simple so that´s how I keep it. Mrs. Cow
I am stunned by the overwhelming responses on this site and many others to the abhorence of the "Christmas" retailing season.
If people feel pressured to buy or receive gifts that are unwanted or unused, then you do not have a close family and/or friends.
Gifts, regardless of the event or season, should always be personal and heart-felt to that individual. If not, then you do not feel for that person and then why bother with a mindless gift. Seems kind of weird to me.
And, for those that want to skip Christmas...go right ahead...no one is stopping you and as such you should not require other people who choose not to skip Christmas to skip it.
I am getting a strong feeling that a lot of these people who are all anti-Christmas are probably the same type of people who vandalize nativity scenes on private property during Christmas. Sounds like the same of intolerance.
The Obama administration’s interference in Texas’ redistricting and voter-ID litigation does not protect voting rights. It protects the Democratic Party. Recall that just a few months ago, high-ranking Obama operatives launched a campaign to “turn Texas blue.” The administration’s foray into Texas voting rights litigation is just another page in that political playbook. In redistricting, the Obama administration has aligned itself with Democratic state representatives and Democratic members of Congress who already are suing Texas. It is no surprise then that the legal position of President Obama’s attorneys seeks to improve Democratic candidates’ prospects.
A general examination to test eighth grade students in Kentucky´s Bullitt County school system in 1912 has stumped some adults and ignited a debate over the intelligence of children today. The arithmetic, geography, civil government, physiology, grammar and history questions range from ´What is a personal pronoun?´ to ´Who first discovered Lawrence River?´ and ´Define Cerebrum´. Posted on Lew Rockwell, the type-written test has promoted some adults to try and answer the questions, and caused some parents to critique the U.S. school system.
Huma Abedin, the Hillary Clinton loyalist and wife of embattled New York City mayoral candidate Anthony Weiner, will reportedly take an "extended vacation" from her job as the chief of staff of Hillary Clinton´s transition team. Politico reports the move is not a formal "leave of absence." “Huma is not taking a leave of absence, but she will be taking vacation time in August to support her family during Anthony’s campaign," a Weiner campaign source told Politico. “She had always intended to do this.” According to Politico, "it was a loose plan she’d had for weeks, since Hillary Clinton
The top state lawmakers in Illinois are suing Gov. Pat Quinn after he halted the salaries of legislators because of their failure to find a solution to the state´s $100 billion pension crisis. House Speaker Michael Madigan and Senate President John Cullerton, both Democrats, filed the 12-page complaint with the Circuit Court of Cook County Tuesday, calling Quinn´s actions "purely political and unconstitutional." "This matter is of fundamental constitutional importance, as Governor Quinn´s action threatens the independence of each branch of government," Cullerton and Madigan said in a joint news release. "The Illinois Constitution protects the salaries of members
After a long three-year gap since their last exclusive sit-down interview with President Obama, you might think The New York Times would be ready to ask tough questions on the most contentious issues of the day, beginning with the deepening Obama scandals. Wrong. Instead, the Times defined the “news” in this interview to be Obama’s counter-attacks. Their stories focused on Obama’s accusations that (a) the Republicans are liars about Obamacare, (b) the Republicans exaggerate the benefits of building the Keystone XL pipeline, and (c) the Republicans oppose his use of executive power because he has the gall
WASHINGTON — Republican Sens. Lindsey Graham and John McCain have been asked by President Barack Obama to travel to Egypt next week to urge the military to move ahead on new elections, the senators said Tuesday. Egypt has been roiled by deadly protests since President Mohammed Morsi was toppled in a military coup on July 3, developments that have threatened the $1.5 billion in annual U.S. military and economic aid to the Arab world´s most populous country. Responding to reporters´ questions Tuesday about an attempt to cut off the aid, Graham offered up word that Obama has sought the help
The Guardian journalist Glenn Greenwald, the reporter who broke the details revealed by National Security Agency leaker Edward Snowden regarding that agency’s information gathering and warehousing practices, was scheduled to testify about those programs before members of Congress. On Tuesday, Greenwald revealed that this informal hearing, organized by Reps. Justin Amash (R-MI) and Alan Grayson (D-FL), has been cancelled. Greenwald, who would have testified via satellite from his residence in Brazil, was going to share his knowledge of the NSA’s surveillance programs before an informal gathering of members of Congress.
WASHINGTON- "Ready for Hillary," a Super PAC backed by Democratic heavyweights, has raised $1 million more than three years before the 2016 U.S. presidential election. Former Secretary of State Hillary Clinton has not said she will be running for president, Politico reported. But she is also clearly keeping her options open. Former U.S. Rep. Ellen Tauschner, D-Calif., who has also served in the State Department, is an adviser to the PAC. She said the PAC´s donors are sending a message that Clinton is the one to beat in 2016. "Being a voter is not a passive sport," Tauscher said.
Glendale city officials on Tuesday were resolute in their decision to install a 1,100-pound metal statue at Central Park memorializing Asian women and girls who were held as sex slaves by the Japanese Imperial Army during World War II. Before a standing-room-only crowd of about 300 people, officials hailed the monument to so-called comfort women as a lasting testament to the pain and suffering endured by an estimated 200,000 sex slaves from Korea, China, Indonesia and other occupied countries during the war, the Glendale News-Press reported. “The Glendale City Council took a bold step.
WASHINGTON- The oldest former U.S. senator, Harry Byrd Jr., whose family had deep ties to newspaper publishing in his home state of Virginia, died on Tuesday at age 98. Byrd died at his home in Winchester, according to an obituary in the Winchester Star newspaper, which is now run by his son. Byrd, a conservative Democrat who entered Congress in 1965 to fill the Senate seat his father had held for more than three decades, later won re-election as an independent after breaking with the Democratic Party. He retired from Congress in 1983. "A chapter of our history has concluded,"
More than 5,000 weapons collected in various buyback programs were melted down into steel rebar Tuesday morning, authorities said. Officials from the Los Angeles County Sheriff´s Department and the Santa Monica, Inglewood and Culver City police departments oversaw the 20th annual "gun melt" at Gerdau Steel Mill in Rancho Cucamonga, the sheriff´s department announced. The mill annually donates its furnace and workers for the event, the department said. The sheriff´s department´s buyback program -- which offers grocery store gift cards in exchange for weapons -- began in Compton in 2005. Now several municipalities offer such events throughout the year.
It may not look particularly attractive, but as just $1 this family home is a complete bargain. However, despite being on the market for the drop-down price since February last year, the Detroit property is astonishingly still for sale. It is one of a number of run-down properties lying in the suburbs of Michigan´s largest city, which earlier this month filed for bankruptcy, crippled by enormous debts. Built in 1915, the property on Saint-Clair Street has been listed for sale since May 2011. After initially being placed on the market for $900,
Conservative bloggers went wild Monday when they got wind of the Congressional Black Caucus’ suggestion that President Obama pick Rep. Sheila Jackson Lee of Houston for the post of Secretary of the Department of Homeland Security. Rich Cooper, avid blogger for Security Debrief, responded to the news of the Jackson Lee recommendation in a post by saying, “Apparently, it is not a joke. For reasons that baffle any sense of reality, it is a serious gesture on the part of the Congressional Black Caucus (CBC) to encourage President Obama to nominate Rep. Jackson Lee
There have been days since her son Ezekiel was born 11 months ago that Los Angeles mom Beth Capper has gone without food to keep up her supply. One friend was arrested for stealing some. It´s not drugs or alcohol or even baby formula that has put her in such a bind. It´s diapers. "There´s no way around buying them," said Capper, a 41-year-old single mother who doesn´t work because of a disability. Across the country, mothers like Capper are facing the same predicament. According to a report published Monday in the
It is a small Alaskan village whose inhabitants have relied on the sea for countless generations. But within a decade, it is expected that the ocean which the village of Kivalina has so relied on will completely destroy it--creating America´s first climate change refugees. Temperatures in the Arctic region of Alaska are warming twice as fast as the rest of the U.S, causing ice to retreat, sea levels to rise and coastal erosion to increase. It is a small Alaskan village whose inhabitants have relied on the sea for countless generations. The 400 indigenous Inuit inhabitants of Kivalina, who live
America is in great shape energy-wise. We have more gas and oil reserves than ever before. Indeed, the United States could shortly become the world’s largest exporter of coal. Our cheaper power rates may bring energy-intensive industry back from Europe and Asia. If America’s small colleges are nearly broke and our public schools failing, nonetheless our blue-chip universities’ math, science, and engineering departments, and professional schools, remain the best in the world. (Snip)In our age, Nobel laureate, exempt Al Gore proved a fraud: the feminist who was accused of groping a woman in crazed sex-poodle fashion;
Anthony Weiner may have violated federal law when he failed to disclose his lavish six-figure wedding in his financial disclosure forms, says a government accountability group. Ethics watchdog group National Legal and Policy Center examined the federal Financial Disclosure Reports for both Weiner and long-suffering wife Huma Abedin for 2010, the year of their wedding. The cost for the ceremony was at least $100,000 but probably ran closer to $250,000 including all
In an interview on National Public Radio (NPR), House Minority Leader Nancy Pelosi said her new agenda for women will give mothers access to day care so they can “earn without carrying the burden of child care.” During the interview, aired on Weekend Edition Sunday, Pelosi spoke about her newly announced agenda, which is on her website, and is titled, “When Women Succeed, America Succeeds: An Economic Agenda for Women and Families,” a plan that includes universal pre-school and access to day care for working women, and an increase in the minimum wage.
Many low-income families receive government assistance to help them purchase food and housing. Diapers are another story, a new study suggests. In what they are calling the first peer-reviewed study to quantify diaper need, Yale University researchers have found nearly a third of mothers cannot afford to purchase their infants diapers, raising health risks for not only babies but for moms who become stressed over the finances. "Notably absent from the antipoverty efforts targeting families is an essential staple for the health of children, diapers," wrote the researchers, led by Dr. Megan Smith,
Mideast: The sequester has "cost jobs," says President Obama, and "gutted investments in education and science and medical research." But somehow he´s earmarked $500 million for Hamas terrorists. Circumventing Congress and with no fanfare, President Obama last week issued an executive order enabling him to send an additional $500 million directly to the Palestinian Authority in the West Bank — much of which you can bet will wind up going to the Iranian-backed Hamas terrorist organization. According to Obama, "it is important to the national security interests of the United States to waive the provisions of" Congress´ legislative restrictions "in
The mother of Trayvon Martin said Monday that she believed Florida’s Stand Your Ground law played a role in her son’s shooting death, but she wasn’t ready to support a boycott of the state for not changing the self-defense law. “The thing about this law is I just think it assisted the person who killed my son to get away with murder,” Sybrina Fulton, the mother of the 17-year-old from Miami Gardens, said at a National Bar Association event in Miami Beach. “I think we have to change these laws so people don’t get
A group of experts advising the nation’s premier cancer research institution has recommended sweeping changes in the approach to cancer detection and treatment, including changes in the very definition of cancer and eliminating the word entirely from some common diagnoses. (Snip) The group, which includes some of the top scientists in cancer research, also suggested that many lesions detected during breast, prostate, thyroid, lung and other cancer screenings should not be called cancer at all but should instead be reclassified as IDLE conditions, which stands for “indolent lesions of
Karl Rove and more than one hundred Republican donors sent a letter to Republican members of Congress on Tuesday, urging them to pass a comprehensive immigration reform bill that would include, among other provisions, granting "legal status" to illegal aliens who meet certain criteria. Anticipating that lawmakers will face resistance to the bill when they go home for the August recess, the letter marks the escalation of a campaign in which Republican leaders and donors are pressuring House Republicans to act on an immigration reform bill.